Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books
10 snips
Mar 28, 2026 • 58min
Inside Public’s AI Revolution with Co-CEO Jannick Malling
Yannick Malling, Co-CEO of Public and fintech product leader democratizing investing tools. He explains AI agents that automate dynamic investing intents. He describes how agents add discipline, integrate with accounts, and handle security. He explores uses beyond trading like tax and cash management, plus sharing viral agents and practical examples like stop-loss automation.
12 snips
Mar 26, 2026 • 46min
Q&A: The Rich Habits Retreat, Investing Your First $100K, & Accelerating Retirement Timeline
A lively Q&A covering the upcoming in-person Rich Habits Retreat in Austin with agenda, speakers, and logistics. Practical money moves for hitting your first $100K and where to deploy monthly contributions. Debate on selling low-yield rental property versus investing in broad market ETFs. Tips on budgeting, building margin, emergency cash, and prioritizing income before chasing side hustles.
15 snips
Mar 23, 2026 • 1h 7min
162: How Anyone Can Invest in OpenAI & Anthropic w/ Ben Miller
Ben Miller, Co-founder and CEO of Fundrise, a platform that opens access to real estate and private tech investments. He talks about Fundrise’s public listing VCX and how it bridges private and public markets. He explains why tech firms stay private longer. The conversation covers valuation marks, closed-end fund mechanics, multi-stage sourcing, and democratizing ownership in private tech.
Mar 20, 2026 • 34min
Nvidia's $1 Trillion Revenue Announcement, the Fed's New Inflation Forecast, & Kraken's IPO
They break down the Fed raising its inflation outlook and what that means for rates and markets. They spotlight Nvidia’s stunning $1 trillion revenue projection and shifting AI demand. They cover resumed Nvidia sales to China and the risks of buying the stock. They explore the rise of med spas and the broader wellness economy. They explain Kraken pausing its IPO amid crypto weakness.
Mar 19, 2026 • 50min
Q&A: $950K Net Worth Working in Government, Career Burnout, & Ditching a Pension
Listeners ask about buying and valuing small businesses, including due diligence and leveraging career skills to find a competitive edge. They compare index funds and tax-loss harvesting versus concentrated crypto positions. Career moves, total compensation, and handling loan repayments get practical attention. A deep dive into rolling a public pension into an IRA and the inheritance and funding trade offs. AI risks and future-proof majors are debated.
9 snips
Mar 16, 2026 • 38min
161: Goldman Sachs on How To Build a Modern Portfolio
Alexandra Wilson-Elizondo, Co-CIO of Multi-Asset Solutions at Goldman Sachs, oversees portfolio construction for institutions and advisors. She discusses the rise of model portfolios and why advisors outsource construction. Conversations cover total portfolio solutions, the macro backdrop and data to watch, the role of fixed income and physical assets, and how AI and dispersion reshape equity opportunities.
Mar 13, 2026 • 35min
Private Credit Crisis, IEA Unleashing 400M Barrels of Oil, & 25% Chance of a Recession
A deep dive into a looming private credit liquidity crunch and why semi-liquid loans may struggle under mass redemptions. A look at Rivian's spinout into purpose-built robotics versus general-purpose humanoids. Coverage of the IEA unleashing 400M barrels of oil and how higher oil alters markets and recession odds.
8 snips
Mar 12, 2026 • 35min
Q&A: $21M in Sales, Investing as a Widow, & $100K Invested at 23
They tackle investing choices after life changes, like moving an idle 401(k) for a widow and whether to hire fiduciary advisors. Listeners get guidance on building a simple ETF portfolio and when to leave robo-advisors for self-management. Practical real estate talk covers keeping rental properties, long-distance landlording, and whether to sell. They also discuss managing a $21M business with thin margins and extracting personal pay.
8 snips
Mar 9, 2026 • 39min
160: Why Prediction Markets Matter To You
They unpack prediction markets and how contract prices reflect real probabilities. They contrast money-backed markets with polls and headlines. Practical uses include reading Fed and recession odds, scenario planning for portfolios, and using markets as a research tool rather than a casino.
Mar 6, 2026 • 43min
A Special Guest from Joby Aviation, OpenAI's $110B Fundraise, & the "K-Shaped" Economy
Ryan Nehru, aviation policy lead at Joby Aviation focused on eVTOL safety and rulemaking. He talks about electric propulsion advantages, pilot programs and timelines, safety and airspace integration, and Joby’s service model and Uber partnership. Expect discussions on use cases like commuting and regional connectivity, plus when flights might begin locally.
