The Clark Howard Podcast

09.10.25 WARNING: Avoid This Credit & Debit Card Scam / Balcony Solar Power

22 snips
Sep 10, 2025
Discover how a recent federal sweep has exposed a dangerous scam targeting credit and debit cards, and learn effective strategies to protect your financial information. With electricity rates on the rise, find out about innovative self-install balcony solar panels that empower renters to lower their energy costs. Explore surprising insights into credit card management and the evolving landscape of solar technology, all while reflecting on significant cultural and historical moments.
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ADVICE

Freeze Your Debit Card Between Uses

  • Freeze your debit card in the bank app and only unfreeze it when you need it for ATM withdrawals.
  • This minimizes the window crooks can misuse your card even if card data is compromised.
ADVICE

Pair Passion With A Practical Degree

  • Encourage a double major or a practical second degree for creative students to hedge career risk.
  • Pair passion (like musical theater) with a marketable skill so a graduate has broader job prospects.
ADVICE

Use Cards With Primary Rental Coverage

  • Use a credit card with primary rental coverage (e.g., Chase Sapphire Preferred) for overseas car rentals to avoid filing claims with your insurer.
  • Always verify country exclusions in the card’s terms before relying on that coverage.
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