The Property Podcast

ASK516: Help - My portfolio is costing me sleep! PLUS: Will this stop me selling my flat?

9 snips
Mar 24, 2026
Listeners hear about a landlord with eight social care lets fretting over the Renters' Rights Bill and whether it truly threatens his income. The conversation then shifts to whether a flat meets the Building Safety Act qualifying lease rules and how that could affect a sale. Practical steps, insurance and conveyancing checks are highlighted as ways to manage these property worries.
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ADVICE

Use Insurance To Stop Losing Sleep

  • Get specialist landlord insurance to cover tenant non-payment and eviction legal costs.
  • Rob Bence emphasises insurance as the primary way to stop sleepless nights about the Renters' Rights Bill when renting to social care providers.
INSIGHT

Social Care Contracts Reduce Tenant Risk

  • Renting exclusively to government-backed social care providers dramatically reduces exposure to tenant non-payment risk.
  • Rob Bence explains these organisations guarantee rent and handle tenant management, so many bill fears don't apply to Chris's portfolio.
INSIGHT

Headlines Distort How Often Tenants Cause Problems

  • Most tenants are not trying to exploit the system; headline cases are outliers.
  • Rob Bence notes the majority of landlords and tenants behave reasonably, so occasional problems shouldn't dominate investment decisions.
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