The Clark Howard Podcast 01.14.25 Ask An Advisor With Wes Moss - 10 Things Investors Should Watch Out For in 2025
Jan 14, 2025
Wes Moss, a fee-only fiduciary financial advisor, shares crucial insights on what investors should monitor in 2025. He discusses potential market volatility and the implications of tariffs on consumer behavior. Moss also highlights the importance of dividends and bonds in a balanced portfolio. Additionally, he tackles misconceptions about financial advisors, emphasizing the benefits of index funds. The discussion includes strategies for retirement savings and managing inherited wealth, providing listeners with valuable financial guidance.
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529 Rollover
- Unused 529 funds can be rolled over tax-free into a Roth IRA after 15 years, up to $35,000.
- Leftover funds can be transferred to other beneficiaries or used for trade schools.
Modern Woodmen Annuity
- Modern Woodmen of America is a highly-rated insurance company offering seemingly reasonable annuity rates.
- Conservative investors seeking stable income might consider this option.
Market Volatility
- Stock market volatility has been low recently, but investors should be prepared for potential fluctuations.
- The market's long-term upward trend comes with inherent short-term ups and downs.