For years, investors got used to borrowing at low rates. But with interest costs climbing, many are now asking: is this the end of cheap money?In this episode, Ed and Andrew break down the “grey wave” theory — the idea that retiring baby boomers will reshape global savings and push interest rates higher. But does the data really support that? And what does it mean for property prices here in New Zealand?

Listen in as we cover:

Why some economists argue baby boomers will drive interest rates up
The evidence from Japan, and why it might point in the opposite direction
What the Reserve Bank of NZ says about where interest rates are headed next

If you want to understand what’s really driving borrowing costs (and how it affects the housing market), this one’s for you.

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For more from Opes Partners:

Is This The End of Cheap Interest Rates?⎥Ep. 2176