Revolut Insider

Ep. 41 Breaking Ground: turning complex problems into real-world solutions

Oct 30, 2025
Patricia Brazao, Business Development Manager who brings local payment features like BLIK and Multibanco to customers. She talks about making local payment methods work at scale. She shares how consulting shaped her fintech approach. She explains negotiating complex partnerships, getting past a no, and launching in-app public transport tickets in Poland. She describes why Multibanco mattered in Portugal.
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INSIGHT

Solve Big Problems By Breaking Them Down

  • Break complex projects into smaller pieces and ask 'why' when told something is not feasible to reveal specific blockers.
  • Patricia used this approach to negotiate concessions for BLIK and Multibanco that no other issuer had achieved yet.
ANECDOTE

How Revolut Brought BLIK To Poland

  • BLIK is Poland's dominant APM used for e-commerce, in-store 6-digit codes, ATM withdrawals and peer-to-peer via phone number.
  • Patricia secured participation despite Revolut lacking a local branch by leveraging regulatory change and negotiation.
INSIGHT

Interoperability Is Expanding Across Europe

  • Interoperability between local schemes is growing across Europe, enabling cross-country payments using phone numbers.
  • Patricia cites Multibanco to Bizum flows and Revolut's RevPay as examples of making local methods usable internationally.
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