The Personal Finance Podcast

How to Maximize Your Travel and Get the Most Out of Your Credit Card Points Points with Chris Hutchins

50 snips
Dec 19, 2022
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ADVICE

Pick Flexible Credit Cards

  • Use flexible points cards like Chase Sapphire Reserve and Amex Gold that earn transferable points.
  • Avoid airline or hotel cards solely for earning points; use them primarily for perks like free bags or status.
ADVICE

Maximize Points with Flexibility

  • Be flexible with travel dates, destinations, and routes for the best value in points redemptions.
  • Use airline alliance websites or point.me tool to search flight availability and maximize points.
ADVICE

Use Hidden Card Benefits

  • Utilize hidden credit card benefits like purchase protection, extended warranties, and rental car insurance.
  • Decline rental car collision waivers if your card offers primary coverage, but never decline liability coverage without personal insurance.
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