The Clark Howard Podcast 09.24.25 The Geography Of Retirement / Fast Food Value Wars
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Sep 24, 2025 How much do you really need to retire? It greatly depends on where you live, with dramatic cost differences between states. Fast food is seeing a resurgence in value wars, with restaurants offering app-only discounts to attract customers amid inflation. Plus, tips on avoiding common financial pitfalls, like unnecessary roadside assistance on auto insurance. The podcast also emphasizes the importance of creative retirement planning to stretch your dollars further.
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Small Moves Can Yield Big Savings
- Small moves within regions can produce big savings, like moving from Massachusetts to New Hampshire.
- Clark notes New Hampshire is about 40% cheaper than Massachusetts while preserving regional ties.
Never Mail Checks Or Share Routing Numbers
- Avoid mailing checks because mailed checks can be stolen and misused.
- When asked for routing/account numbers online, prefer handing cash or giving the parent a check instead of sharing account details.
Limit Elder Fraud With A Controlled Account
- Set up a limited-funded checking account for vulnerable elders to limit fraud exposure.
- Clark recommends Discover Bank checking with a debit card and only funding what the elder can afford to lose.