The Property Academy Podcast What to Invest in After You Sell Your Properties⎥Ep. 1967
Jan 29, 2025
Angela Anderson, an experienced financial adviser with over 30 years in finance, shares insights on strategic investing after selling properties. She emphasizes understanding the complete financial picture and prioritizing debt repayment. Angela discusses the benefits of fixed interest in reducing portfolio volatility and advises on balancing income and growth. With a focus on diversification and liquidity, she suggests holding cash for withdrawals and adjusting strategies based on market conditions. Her main takeaway? Consult with a financial advisor early to craft a solid investment plan.
AI Snips
Chapters
Books
Transcript
Episode notes
Start With A Full Financial Review
- Meet with an advisor and gather your full financial picture before you invest sold property proceeds.
- Develop an investment plan tailored to your goals, assets, liabilities and expenses.
Use Fixed Interest To Damp Volatility
- Include fixed interest in portfolios to reduce volatility and cushion drawdowns.
- Clients commonly cannot tolerate more than about a 10% portfolio drawdown.
Cap Single-Stock Exposure
- Limit individual stock positions to small percentages inside a diversified portfolio to reduce panic risk.
- Combine direct equities with managed funds for breadth and risk control.
