The Clark Howard Podcast

09.05.25 A New Generation Gets Ripped Off / WARNING: Booking Travel

36 snips
Sep 5, 2025
The podcast dives into the world of meme stocks and crypto schemes, revealing how digital scams are duping investors. Clark discusses the pitfalls of booking travel during industry instability, offering expert advice on how to protect your money. Learn about the dangers of buy now, pay later schemes, especially for young travelers, and why it's crucial to stay informed about financial choices. With stories and tips on safe travel and investment, this episode is a treasure trove of practical advice!
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ANECDOTE

Young Worker Mistook Crypto For Retirement

  • Christa recounts a young worker who believed he had large retirement savings but actually had small, risky crypto holdings.
  • The story illustrates how generations chase quick gains without understanding basic retirement tools like IRAs.
INSIGHT

Housing Pressure Could Ease Over Time

  • Demographic trends and slower population growth will ease housing demand and affordability pressure over time.
  • Clark Howard expects housing appreciation will moderate and mortgage rates to fall into the mid-5% range in 2026.
ADVICE

Buy Maximum Liability If Umbrella Denied

  • If you can't get an umbrella liability policy due to past DUI, buy maximum liability coverage on that property.
  • Increasing standard liability limits on your homeowner policy is the next-best protection available.
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