Mo Money #476 Inheritances and Intergenerational Wealth
Nov 12, 2025
This discussion dives into the essential world of inheritances and intergenerational wealth. Listeners learn about tax implications on various assets, including cash, property, and investments. Common mistakes in handling inheritances are highlighted, along with smart strategies to ensure legacies last. The importance of timing in investments and the power of compound growth are emphasized. Ultimately, practical advice on maximizing financial benefits for future generations is shared, making it a must-listen for anyone involved in wealth transfer.
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Client Wins From Systematic Planning
- Ben shares client stories where tax and systems helped them buy homes earlier and fund education.
- These examples show practical gains from structure, strategy, and automatic saving systems.
Turn Super Into Tax‑Free Money Before Death
- Plan early to convert super to tax‑free components using non‑concessional contributions before age limits apply.
- Use bring‑forward rules and timing across financial years to maximise tax‑free balance for heirs.
Tax First, Then Put Money To Work
- First, always determine the tax position of each inherited asset to minimise taxes paid to the ATO.
- Then allocate inherited money into income‑generating, tax‑efficient investments to replace salary over time.
