From JP Morgan to Texas Capital: A Bold Bet on Home

Rob Holmes, Chairman, President, and CEO of Texas Capital, joins Intersections to talk about one of the most dramatic turnarounds in regional banking. After a 31-year career at JPMorgan Chase, Rob came back to Texas to lead a bank he says was in worse shape than he originally realized. He shares how cancer, COVID, and a major career pivot changed his perspective on leadership, candor, accountability, and purpose. The conversation also explores how he rebuilt Texas Capital’s culture, replaced much of the organization, reworked its business model, and positioned the bank to compete as a full-service financial services firm headquartered in Texas.In This Episode[02:26] Why Rob Holmes Came Home to Texas Capital [03:18] Cancer, Perspective, and a Changed Life[10:54] Faith, Mortality, and Leadership After Cancer[14:32] Candor, Accountability, and Leading Through Conflict[21:41] Discovering How Bad the Bank Really Was[27:10] Restoring Credibility and Rebuilding Culture[38:43] Moving the Bank to the Cloud and Building for AI[46:36] Selling Legacy Businesses and Recapitalizing the Bank[58:07] Private Credit, Risk, and Market Concerns[01:07:19] Why Texas and North Texas Are Winning