Fintech Insider Podcast by 11:FS

1038. News: What happens when the world's biggest YouTuber buys a fintech?

Feb 16, 2026
Sam Maule, payments and US market expert at Moov. Andy Russell, fintech CEO who builds digital banking and wealth products. Jessica Cath, financial crime and compliance specialist. They discuss Monzo refund failures and fraud remediation. They unpack MrBeast buying Gen Z fintech Step and its business model. They cover Cleo’s UK relaunch with AI coaching and a $40bn crypto payout mishap.
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INSIGHT

Wealth M&A Is A Seller's Market

  • Wealth M&A Is Hot Right Now and Driving Scale-focused deals.
  • NatWest's Evelyn Partners buy doubles AUM but raises integration and customer-fit questions.
INSIGHT

Doubling AUM Doesn’t Equal Customer Clarity

  • Large acquisitions can be corporate KPI wins without clear customer benefit.
  • Different wealth brands sit on different tech stacks and may confuse customers post-integration.
ANECDOTE

A Career-Spanning Wealth Management Memory

  • Sam Maule recalled starting his banking career over 30 years ago in wealth management.
  • He described banks moving into different wealth segments and later exiting when it didn't fit their strategy.
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