The Clark Howard Podcast 12.06.24 Clark Answers His Critics on Clark Stinks / 401(k) Savings - 2025
Dec 6, 2024
It's Clark Stinks day, where listener critiques are shared and discussed! Older workers can now capitalize on new 401(k) savings options, allowing for 'super catch-up' contributions. The conversation dives into the importance of corporate accountability in various sectors and navigating life's frustrations. Strategies for improving credit scores and understanding retirement accounts, including Roth options, are highlighted. Clark encourages support for charitable initiatives, particularly for children in foster care, emphasizing the joy of giving.
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Medicare Advantage Flexibility
- Some states, like New York, let people switch from Medicare Advantage back to standard Medicare.
- They do not require Medigap underwriting.
Rent Control
- Major corporations allegedly use algorithms to inflate rental prices.
- Rent control is suggested as one solution to combat corporate greed.
Credit Union Soft Pulls
- Credit unions may do a soft credit pull when opening checking accounts to mitigate fraud and identify refinance opportunities.
- Soft pulls don't affect credit scores.