
The Property Academy Podcast Is $100K, $250K, $500K and $1M Enough to Retire Comfortably?⎟Ep. 2384
Mar 22, 2026
16:25
Is $100k enough to retire? What about $250k, $500k… or even $1 million?
In this episode, Ed and Andrew run the numbers on what different retirement balances actually buy you – assuming a mortgage-free couple both receiving NZ Super.
You’ll learn:
- What lifestyle $100k, $250k, $500k and $1M can realistically fund in retirement
- The three spending stages of retirement
- The single factor that changes the maths more than anything else
The biggest variable isn’t your KiwiSaver balance, it’s whether you own your home outright. That one factor can make or break your retirement maths.
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