Rich Habits Podcast

151: Our 2026 "Money Calendar"

45 snips
Jan 5, 2026
Explore the financial roadmap for 2026, focusing on monthly tasks to enhance your money management. Learn how to calculate your net worth in January and tackle credit and debt in February. March encourages insurance audits, while April focuses on tax strategies and retirement boosting. As the year progresses, optimize income and explore side hustles in August. Finalize the year by assessing your financial growth and prioritizing your goals for 2027. The hosts also dive into investment strategies and student loan management tips.
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ANECDOTE

Dealer Error Dropped Credit 80 Points

  • Robert described losing 80 credit points after a dealer failed to pay off an old auto loan.
  • He set up alerts and resolved the error, showing why regular credit monitoring matters.
ADVICE

Conduct A Category Spending Audit

  • Audit three months of spending in July by category to get accurate data.
  • Use the results to set intentional limits and avoid credit card debt for vacations.
ADVICE

Focus On Income Optimization

  • In August, optimize income: research market compensation and build a raise case.
  • Explore side income using existing skills or assets without overspending on startup costs.
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