Traits Needed for TradFi Assets Onchain

In this episode of Talking Tokenization, Jacquelyn Melinek speaks with Mary Gooneratne, Co-Founder of Loopscale, about how tokenization, credit markets and asset mobility are converging into the next major wave of onchain finance. Mary explains why only a tiny fraction of the financial system exists onchain today, why future assets will look nothing like governance tokens or digital gold, and what traits are required for the “next 99 percent” of assets to become composable in DeFi.

They discuss tokenized private credit, payment streams, real world lending, and why credit not trading is where crypto offers the biggest step-function improvement. Mary breaks down RWA looping, why liquidity and duration risk matter, how fixed-rate lending unlocks institutional use cases, and why collateral mobility is the missing piece for onchain credit markets to flourish. She also shares Loopscale’s roadmap, the evolution of issuer demand, and why institutions are finally getting comfortable with digital credit rails.

This episode is sponsored by Securitize, the proven leader in tokenized funds, equities, and private markets. Discover more at securitize.io.

Timestamps

(00:00) – Intro

(02:13) – Only 1% of future tokens exist today

(03:14) – What future assets need: mobility, redemption

(04:20) – RWAs behave differently than crypto-native assets

(05:03) – Tokenized payment streams and new asset classes

(06:11) – Should we tokenize everything?

(07:17) – Why institutions hesitate on tokenization

(08:28) – Fixed rate lending and predictable collateral

(09:38) – Loopscale bridges credit and mobility

(11:03) – Onchain securities lending

(12:31) – RWA looping explained

(13:45) – When looping works (or doesn’t)

(15:30) – Who uses looping and why

(17:04) – Why issuers love looping

(18:02) – Looping as institutional gateway

(19:12) – Credit markets should live onchain

(21:05) – Onchain credit = visible cash flows

(22:27) – How credit institutions see tokenization

(24:21) – Cutting intermediaries, boosting investor revenue

(26:12) – New product creation vs porting old ones

(27:11) – Loopscale’s new RWA launch

(28:26) – Beyond crypto-native: macro-resistant yield

(29:06) – Is crypto getting safer?

(30:22) – Fast-growing RWAs: yield + T+0

(31:05) – Niche RWAs like reinsurance outperform

(32:27) – Evolving underwriting expertise

(34:17) – Institutions are already coming

(35:15) – Mary’s advice: slow down, build right

Essentials

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