What Counts as Spend for Bonuses

Miles, Points & Creative Spending: A Tribute to Bill Dickerson (Hurdy Gurdy Travel Podcast) Justin of the Hurdy Gurdy Travel Podcast remasters and re-releases an episode recorded 2–3 years ago with twins Eric and Bill Dickerson as a tribute to Bill, following his death from stroke-related complications. This conversation captures their early journey into miles and points and creative spending: credit card welcome bonuses, bank account bonuses, gift card reselling (including buyers like CardCenter.cc and QCGC), and using ACH payouts to help meet bank bonus requirements. They also discuss finding an edge with online gambling in Pennsylvania and New Jersey using blackjack strategy, casino promos, referrals, and gift-card-funded play. Since this recording, their strategies helped unlock meaningful travel, including trips to Aruba and Florida. Bill will be missed. Bill Dickerson Obituary: https://www.poconorecord.com/obituaries/psom1417872 Timestamps 00:00 Points & Miles Intro 00:36 Tribute and Re-release Context 02:50 Meet the Twins 03:26 Origin Story and Getting Started 05:31 Making Money Gambling 08:09 Casino Promos and Referrals 09:51 CVS CarePass Easy Wins 10:55 Grocery Points and Free Gas 14:41 Manufactured Spend Mindset 16:28 Learning Curve and Cashier Hurdles 20:08 Gift Card Suspicion 21:16 Reselling and Arbitrage 22:07 Bank Bonus Stacking 24:09 Time Value Strategy 25:17 Store Rules Reality 26:26 Split Tender Tactics 29:28 De-risking New Cards 31:33 Hobby Mindset Wins 33:19 Start Small Advice 34:26 Travel Rewards Wrap-Up 35:37 Final Takeaways — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 SoundCloud → https://soundcloud.com/hurdygurdytravelpodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 TuneIn → https://tunein.com/podcasts/Podcasts/Hurdy-Gurdy-Travel-Podcast-p1275539/ 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel CardPointers helps you activate card-linked offers and take advantage of other powerful credit card features. 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events. https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/ — ✨ Thank You for Listening & Supporting the Hurdy Gurdy Travel Podcast! Stay tuned for more tips, strategies, and stories to help you optimize your travel, rewards, and lifestyle. 🚀🌍