DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
DIY Money
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
Feb 10, 2025 • 20min
When to Hire a Tax Pro
Discover when professional help is essential for tax season. The hosts delve into the benefits of hiring a tax expert versus navigating DIY options. Listeners will learn how to choose the right tax services tailored to their needs. Hear real-life challenges faced during tax preparation and the importance of clear communication with tax professionals. The conversation wraps up with insights on tax implications for building wealth, coupled with an invitation for audience interaction. Tune in for valuable advice that could save you money!
Feb 7, 2025 • 20min
Real Estate Investing vs High-Yield Dividend Stocks
The hosts dive into the world of passive income, weighing the merits of real estate investing against high-yield dividend stocks. They share personal experiences and the challenges of being a landlord, contrasting it with the more laid-back approach of dividend investing. The importance of setting clear financial goals and adapting through setbacks is emphasized, along with exploring diverse investment avenues. Insights into personal growth and the commitment required for each investment type make for an engaging discussion.
Feb 5, 2025 • 17min
Employer Plan Versus IRA
Quint and Allie talk through whether to utilize an employer plan (like a 403(b)) or an Individual Retirement Account (IRA). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Feb 3, 2025 • 23min
Is the S&P 500 Overvalued?
Quint and Logan talk about the overall market and whether or not it is overvalued. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
14 snips
Jan 31, 2025 • 22min
All About Mortgages
In this engaging discussion, a mortgage expert shares insights on navigating the complexities of securing a mortgage. Key topics include the differences between fixed and adjustable rates and the importance of a 20% down payment to avoid private mortgage insurance. The hosts also cover vital steps for a successful mortgage application and common pitfalls during refinancing. Listeners gain valuable knowledge on loan types, payment limits, and the necessity of thorough loan estimate reviews, making the mortgage process a bit less daunting.
Jan 29, 2025 • 20min
DIY Money Jr - Earning an Allowance
Daniel and Allie dive into the world of allowances, discussing how to teach kids about money management effectively. They explore the ideal amount, frequency, and whether cash or digital methods are best. Personal anecdotes add humor, revealing the challenges of transitioning kids from digital allowances to cash. Insights about varying spending habits among siblings provide a relatable perspective. The importance of engaging children in meaningful financial conversations is emphasized, ensuring they develop savvy spending and saving skills.
Jan 27, 2025 • 18min
Savings Hierarchy
Discover the essential guide to creating a savings hierarchy while balancing your financial goals. The hosts cleverly discuss how to prioritize your savings, focusing on significant milestones like retirement. They reflect on their journey of creating 700 engaging conversations about personal finance, sharing lighthearted moments influenced by coffee culture. With practical tips on budgeting for necessities and investments, they emphasize the value of strategic financial planning for a rewarding future.
Jan 24, 2025 • 15min
Am I Saving Too Much?
Logan and Allie talk through balancing saving and spending when you have already built a decent nest egg. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Jan 22, 2025 • 16min
Retiring Early: Free Health Care v. Roth Conversion
Early retirement strategies take center stage, beginning with a humorous encounter involving a bear. The discussion dives into managing healthcare gaps and the complexities of health insurance during retirement. Roth conversions are explored their critical role in tax optimization. Key insights on navigating premium tax credits reveal the need for strategic financial planning without upper income limits. With tips on balancing tax brackets and healthcare expenses, expert advice becomes paramount for financial success.
Jan 20, 2025 • 15min
When to take Social Security?
The speakers share hilarious winter mishaps while navigating icy conditions. They dive into the crucial decision of when to claim Social Security, comparing early benefits against deferring for larger payouts. The discussion highlights tailoring financial plans to individual situations and considers the implications of life expectancy on maximizing benefits. Plus, thoughtful insights shine a light on spousal benefits and address concerns about the future of Social Security in retirement planning.
