DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
DIY Money
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
Mar 28, 2025 • 16min
Simple IRA v. Roth IRA v. 403(b)
Discover the ins and outs of retirement planning as experts compare Simple IRAs, Roth IRAs, and 403(b) plans. Learn about contribution limits, tax benefits, and how to maximize employer contributions. Get insights on the unique needs of church employees when choosing retirement options. The discussion is both informative and engaging, making complex financial topics relatable and easier to understand. Plus, enjoy some light-hearted banter about allergy experiences that adds a personal touch!
Mar 26, 2025 • 12min
Real Estate and Interest Rates
Discover the intersection of real estate and personal finance as the hosts dive into navigating the housing market amidst rising interest rates. The discussion includes a listener's struggle for a larger home in a challenging market and whether to invest now or wait. Practical advice on budgeting and adapting to financial stress resonates throughout. Plus, enjoy some lighthearted banter about smoking meats to keep the conversation lively and engaging!
Mar 24, 2025 • 16min
Married Filing Separately and Roth IRAs
The hosts dive into the intriguing world of tax strategies for couples, specifically the pros and cons of filing separately. They tackle how this status affects Roth IRA contributions and student loan payments, offering valuable insights for smart financial planning. They also explore effective methods to correct any over-contributions to retirement accounts without penalties. Plus, a discussion on the joys of personal travel adds a refreshing touch, emphasizing self-reflection and the beauty of breaking away from routine.
Mar 21, 2025 • 18min
All About Tariffs
Quint and Logan dive into the impact of tariffs on consumer prices, especially in the auto industry, highlighting how these trade policies increase costs for imported goods. They discuss the emotional toll of life transitions, like kids going to college, and the importance of focusing on personal goals amid market fluctuations. The conversation also touches on economic indicators such as unemployment and auto loan delinquencies, illustrating their effects on vehicle demand and pricing. Listeners are reminded to navigate financial decisions with a calm and steady approach.
Mar 19, 2025 • 14min
What are 457(b)s?
Dive into the world of retirement planning with insights on 457(b) plans! Discover where this option fits in your financial strategy and the enticing tax benefits it offers. Learn how it compares to 401(k) and 403(b) plans, especially for public and nonprofit employees. Explore practical savings tips and the advantage of maximizing contributions to multiple accounts. Plus, enjoy a lively discussion about cultural adventures that keeps the atmosphere light and engaging!
Mar 17, 2025 • 18min
When to Rebalance?
Discover the art of rebalancing your investment portfolio, especially for college savings. Dive into practical strategies for managing custodial accounts while navigating the kiddie tax. Hear a listener's experiences with his daughter's 529 account and the importance of annual reallocation in volatile markets. Embrace a new mindset that views market fluctuations as opportunities, and learn how living within your means is key to long-term financial success. Tune in for a blend of expert advice and relatable stories!
Mar 14, 2025 • 24min
Pay Yourself First
Discover the powerful concept of 'paying yourself first' and its impact on personal finance. The hosts delve into budgeting strategies that prioritize savings and allocation of income. They inspire listeners with their own financial journeys and the importance of long-term planning for achieving financial goals. Engaging anecdotes highlight the challenges of automatic payments and the need for tracking expenses. Plus, the uplifting vibes of spring energize their discussions and set the stage for exciting new content!
Mar 12, 2025 • 16min
All About REITs
Dive into the world of Real Estate Investment Trusts (REITs) and discover how they provide a passive income opportunity without the hassles of owning property. Learn about the differences between equity and mortgage REITs, and how they influence personal financial decisions. The hosts also share tips on navigating fees and ensuring portfolio diversification. Plus, enjoy some light-hearted moments as they engage listeners with stories about frisbee golf!
Mar 10, 2025 • 16min
Shopping Credit Cards
Logan and Allie share their humorous experiences with moving to a new studio, reflecting on the challenges and the support they received from friends. They dive into the nuances of credit card selection, especially the Built Mastercard for rent payments, providing tips on maximizing rewards. The discussion covers smart strategies for managing credit cards, prioritizing cashback, and being cautious of annual fees. They emphasize the importance of budgeting and expense tracking to avoid pitfalls and make the most of credit deals.
Mar 7, 2025 • 27min
Good Debt v. Bad Debt
Dive into the intriguing world of debt, exploring what separates good debt from bad debt. Discover personal experiences that highlight the importance of financial planning, especially when it comes to expenses like college. Learn about the debt snowball method and how tackling smaller debts can create motivational momentum. Finally, find out how tracking financial goals can inspire and empower your journey towards financial freedom. Get ready to rethink your relationship with debt!
