DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
DIY Money
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
Jul 23, 2025 • 19min
What are "Earnings"?
The hosts dive into the real estate market, sharing humorous stories about the unexpected costs of homebuying. They dissect the importance of earnings multiples in stock valuations, using a major tech company as a case study. There’s a deep dive into Microsoft’s earnings compared to its peers, emphasizing careful analysis. Investment strategies are discussed, highlighting the significance of sticking with familiar, financially healthy companies. Finally, the hosts stress that focusing on earnings is vital for successful investing amidst market noise.
Jul 18, 2025 • 14min
Big Beautiful Series: No Tax on Social Security?
Logan and Allie kick things off with a thrilling amusement park story before diving into the complex world of Social Security tax regulations. They bust myths surrounding Social Security income taxation and explain how it varies with total income. Recent adjustments, including age-specific benefits and increased deductions for seniors, take center stage. The hosts emphasize careful financial planning and the need for high-income earners to be aware of limitations, urging listeners to stay engaged and informed about these crucial changes.
Jul 16, 2025 • 15min
Big Beautiful Series: Tips and Overtime
Logan and Allie dive into the new tax rules affecting tips and overtime. They share personal anecdotes linked to the One Big Beautiful Bill Act, shedding light on its tax implications. The duo clarifies the differences between tax deductions and credits, emphasizing how they can impact finances. They discuss complex tax deductions for overtime and tips, detailing potential savings. Listeners also learn about income limits and common misconceptions about tip-based income, while stressing the importance of accurate reporting in light of recent tax changes.
Jul 14, 2025 • 20min
Big Beautiful Series: Market Impact
The hosts explore the emotional journey of parents during college orientation, linking it to the vital need for financial planning. They analyze the market dynamics following the passing of major legislation, particularly investor sentiment shifts. The conversation highlights how government actions influence market behavior, stressing the adage 'buy the rumor, sell the news.' Additionally, they decode the complexities of market timing and investor psychology, advocating for a sensible approach to wealth and prudent long-term investing.
Jul 11, 2025 • 17min
Retirement Accounts in Trusts
Discover the quirky charm of childhood July 4th celebrations that kick off the discussion. Dive into the complexities of naming trusts as beneficiaries for retirement accounts, and the tax implications involved. Learn how revocable and irrevocable trusts can affect estate planning and minor beneficiaries. The hosts also shed light on the tricky taxation rules for inheriting IRAs within trusts, urging careful planning. Ensure your financial goals align with effective beneficiary designations to avoid probate and tax nightmares!
Jul 9, 2025 • 15min
Debts at Passing
What happens to debts after someone passes away? Discover the differences between secured and unsecured debts, and why legal counsel is essential for managing these obligations. The importance of estate planning shines through as the hosts discuss how designated beneficiaries can streamline asset transfer and minimize probate issues. Alongside personal stories and practical financial advice, this discussion highlights the significance of being prepared for the unexpected.
Jul 7, 2025 • 17min
Index Fund Construction
Discover the intriguing world of index funds as the hosts dive into small-cap versus large-cap investments. They share insights on passive investing's advantages, likening market cap weighting to a soccer game. The discussion explores the significance of diversification and the potential risks involved with concentrating on large-cap stocks. Listeners are encouraged to consider small, mid-cap, and even international investments. Plus, there's a prediction about shifting preferences towards the NASDAQ 100 over the traditional S&P 500. Perfect for both novice and experienced investors!
Jul 4, 2025 • 14min
DIY Money Jr - Impulse Buying
The hosts kick off with delightful tales from the Fourth of July, including a quirky lawnmower brigade. They dive into the challenges of impulse buying, especially during festive seasons, sharing personal stories and listener insights. Practical strategies emerge, like a 24-hour waiting period before major purchases. The importance of self-reflection and matching impulsive spending with savings is emphasized, making the case for financial discipline as a pathway to long-term wealth.
Jul 2, 2025 • 15min
Saving By Giving: Donor Advised Fund
Logan and Allie explore innovative giving strategies that can improve your monthly cash flow. They discuss the advantages of donor advised funds and how donating appreciated stock can offer tax benefits. The importance of genuine generosity paired with careful financial planning is emphasized. Personal updates add a relatable touch, celebrating milestones like graduations and new job opportunities.
4 snips
Jun 30, 2025 • 15min
Solo 401k v. Roth IRA
Discover effective saving principles tailored for small business owners. The hosts dive into retirement account options, showcasing the advantages of a Roth solo 401k over a Roth IRA. They discuss maximizing contributions and the importance of professional guidance in retirement planning. Learn why midterm financial goals should take precedent for those in their 40s. With a mix of humor and insightful anecdotes, the conversation is both engaging and educational.
