

The Return: Property & Investment Podcast
Anna Clare Harper
The Return is a podcast for property investors and developers who want to get UK housing deals done, even in a tough market.Getting homes built is harder than ever. Planning delays, rising construction costs, funding gaps and shifting market conditions stop most projects before they start.Learn from investors, developers and policymakers discussing what's happening in the UK housing market right now and how to learn from their experience.Each episode features a real life case study or topic including: planning reform, policy shifts, funding conditions, deal viability, sales, delivery challenges and measuring impact.Hosted by Anna Clare Harper, Director at Pinnacle Investments and author of three best-selling books on residential investing. Her mission is to help mobilise capital to drive the delivery of 10,000 more, better homes by 2030.Join 350,000+ listeners learning how to build, fund and deliver more, better UK housing deals.
Episodes
Mentioned books

Jul 6, 2023 • 14min
Fix Your Rental Properties (+1 Million Others) Cheaper
Send us a TextUnderstanding customers and using tech for effective asset maintenance with UK Managing Director of Aareon Group and FixFlo Co-Founder, Rajeev Nayyar and Anna Clare Harper.In Anna's words:I chatted with the wonderful Rajeev Nayyar, UK Managing Director of Aareon Group (the largest property management software group in the UK, including Arthur, FixFlo and Aereon UK) and Co-Founder of FixFlo, the leading repairs and maintenance software used for more than 1 million properties in the UK. Highlights include:The late shift to focusing on customer wants and needs in real estateThe three types of asset maintenance, and how tech can be used to make them smoother across dispersed portfoliosThe future of AI and IOT in real estate Guest website: https://www.aareon.co.uk/Guest LinkedIn: https://www.linkedin.com/in/rajeev-nayyar-19616155/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: greenresi.com

Jun 22, 2023 • 21min
Aviva's £100m Socially Responsible Property Development
Send us a Text£100m investment in socially responsible development with Paul Clark, Stories Co-founder & CIO, Sophie White, Sector Head for Regeneration at Aviva Capital Partners and Anna Clare Harper.In Anna's words:I really enjoyed chatting with Paul Clark, Stories Co-founder & CIO, Sophie White, Sector Head for Regeneration at Aviva Capital Partners about their £100m joint venture in purposeful, socially responsible development. Some highlights included:Measuring social responsibility Using the right capital for long term projects How trust and fear really show up in development partnershipsPaul Clark LinkedIn: https://www.linkedin.com/in/paulrichardclark/Website: https://www.stories.partners/Sophie White LinkedIn: https://www.linkedin.com/in/sophie-white-89378a30/Website: https://www.aviva.com/about-us/aviva-capital-partners/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: greenresi.com

May 25, 2023 • 30min
Go Digital + Augmented Reality to Fix Homes Faster
Send us a TextDigital property management and maintenance and proptech fundraising in the current climate with David Rae, COO and CFO of Evo and Anna Clare Harper.In Anna's words:I really enjoyed chatting with David Rae, the CFO and COO of Evo, a digital property management business managing 5,900 units for clients like British Land, Acorn and Winkworth. Some highlights included:Using augmented reality video technology to triage maintenance, reducing the cost and environmental impact of maintenance calloutsAuditing maintenance and repairs, and improving efficiency through property record-keepingWhat it’s really like to raise for proptech companies in the current environment, from valuations down 40% to the facts and figures angel investors and venture capitalists really care aboutGuest website: https://evo-pm.com/Guest LinkedIn: https://www.linkedin.com/in/drrae/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: annaclareharper.com

May 11, 2023 • 25min
Missing: 500k Green Skill Workers
Richard Ng, Co-Founder of Greenworkx, and Anna Clare Harper discuss the impact of the green skills emergency on achieving Net Zero 2050, the need for more workers in retrofitting real estate, and the future of green skills including funding and tech-enabled learning.

Apr 27, 2023 • 23min
Liz Peace CBE: Navigate Politics + Energy Efficiency
Send us a TextPolitics and energy efficiency with Liz Peace CBE, former CEO of the British Property Federation, Non-Executive Director and Advisor and Anna Clare Harper.In Anna's words:Liz Peace CBE was CEO of the British Property Federation. She specialises in politics, property and the built environment and advises both public and private sector bodies, making her the perfect podcast guest to discuss the politics of energy efficiency in real estate with.Her roles include as a Non-Executive Director at Howard de Walden Estates and the Connected Places Catapult, as Chair of the GLA’s Old Oak and Park Royal Development Corporation, the University of Cambridge Property Board, the Churches Conservation Trust and Real Estate Balance.We discussed:The role of central government, local government and communities in improving energy efficiencyThe role of the housing industry in reducing real estate carbon emissionsThe challenge of funding and commercial case for retrofit Guest website: https://cp.catapult.org.uk/team/liz-peace-cbe/Guest LinkedIn: https://www.linkedin.com/in/liz-peace-a6b41a16/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: annaclareharper.com

Apr 13, 2023 • 22min
The Future of UK Housing: Downsizing to Development
Send us a TextA vision for the UK housing market with Emma Fletcher, Development Director at Hyde Housing Association and Anna Clare Harper.In Anna's words:Following a Cambridge University Land Society and Joseph Rowntree Foundation event on housing policy, Emma Fletcher and I were asked to write a paper detailing a realistic vision for the UK housing market, and what policies could be used to achieve that vision.Emma is a Development Director at Hyde, a Housing Association responsible for 50,000 homes, and Chair of Swaffham Prior Community Land Trust, which created the first village-wide renewable energy system in the UK.The paper is being published this week, and includes an overall vision, as well as tenure-specific objectives and policy recommendations. Points include:The impact of short termism and vested interests on housing market inequalities The problem with focusing on new homes, since 80% of the homes we use in 2050 are already builtPolicy ideas such as how to incentivise downsizing, for reasons including the fact that 3.6 million homes across the country owned by over 65s have at least two spare rooms.Paper: https://www.culandsoc.com/articles/whitehall-group-whitepaper-on-housing-policy-april-2023-2/ Guest website: https://www.hyde-housing.co.uk/Guest LinkedIn: https://www.linkedin.com/in/emmafletchercambridge/Host website: annaclareharper.com Host LinkedIn: https://www.linkedin.com/in/annaclareharper/

Mar 30, 2023 • 21min
UK’s First 30-Year Fixed Mortgage
Send us a TextThe UK’s first 30 year fixed rate mortgages with Arjan Verbeek, CEO and Co-Founder of Perenna, a new Danish-style mortgage lender and Anna Clare Harper.In Anna's words:I chatted with Arjan Verbeek, CEO and Co-Founder of Perenna, about this new Danish-style mortgage lender offering 30 year fixed rate mortgages in the UK.We covered:How Danish banks - and now UK banks - can offer long term fixed rate mortgages using covered bondsThe hurdles a new bank has to overcome - as seen in Bank of Dave!The impacts of longer term fixed rates - for people and the economyGuest website: https://www.perenna.com/Guest LinkedIn: https://www.linkedin.com/in/%F0%9F%87%B3%F0%9F%87%B1-arjan-verbeek-5884681/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: annaclareharper.com

Mar 16, 2023 • 39min
Roger Madelin CBE: Sustainable Development + Place-Making
Send us a TextSustainable development and place-making with Roger Madelin CBE, Joint Head of British Land’s Canada Water Development and Anna Clare Harper.In Anna's words: I was delighted to chat to Roger Madelin CBE about sustainable development and place-making in the current challenging environment.Roger is Joint Head of British Land’s 53 acre Canada Water Development, and previously led major projects including Brindleyplace in Birmingham, Thames Valley Park in Reading the King’s Cross Development.We covered:The commercial realities of development in the 2020sThe patience required for sustainable developmentAdvice for aspiring developers and architectsGuest website: https://www.britishland.com/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: annaclareharper.com

Mar 2, 2023 • 28min
Aubrey Adams OBE: What are Housing Associations?
Send us a TextHow Housing Associations are helping solve market problems with Aubrey Adams OBE, Chair of L&Q, former CEO of Savills and Chair of Tritax Big Box REIT and Anna Clare Harper.In Anna's words:I sat down with Aubrey Adams OBE, Chair of L&Q Group, one of the biggest housing associations in the UK, with 110,000 homes. He’s also former Chief Executive of Savills, and Chair of Tritax Big Box REIT.We covered:What Housing Associations like L&Q, with 110k homes under management, actually do, the challenges they face and how these are being tackledThe volume/quality trade-off in social housingPolicy ideas for solving volume, quality and distribution (inequality) problems in housing.Guest website: https://www.lqgroup.org.uk/Guest LinkedIn: https://www.linkedin.com/company/london-&-quadrant/Sponsor website: immo.capitalSponsor LinkedIn: https://www.linkedin.com/company/immoinvesttech/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: annaclareharper.com

Feb 16, 2023 • 18min
Single Family Rental + Tech-Enabled Asset Management
Samantha Kempe, Co-Founder of IMMO, discusses the wide range of investors in Single Family Rental. They explore upgrading energy performance and safety standards in existing residential. They also discuss delivering affordable homes without high embodied carbon. Insights on investment trends, retrofitting properties, and meeting tenant needs are shared.


