The Return: Property & Investment Podcast

Send us a TextAnna Clare Harper chatted to Ann-Marie Atkins, a Managing Partner and award-winning Financial Planner at Evelyn Partners, about what you need to know about investing.Disclaimer and spoiler alert - there’s no actual investment tips or investment advice, the game-changing advice is about TAX and INFLATION (and booking a Finance Date with yourself).Some snippets from Ann-Marie:Want to double your money in the next 10 years?? You can, if you invest at 7.2% interest (a version of this is known elsewhere as the Rule of 72)If you do one thing, think about tax first because it will have the greatest impact on your net returns - for example ISAs, SIPPs, Lifetime ISAs. If you haven’t yet, now is a great time before the end of the tax year. How much you should be contributing to your pension each year.Anna shared some of her thoughts including:'Something I’ve seen as I’m spending more time in the US is that there’s a much greater acceptance of mistakes. Business founders are celebrated for trying as well as for succeeding; there’s less shame around learning by doing. Here in the UK, speaking for myself, I was brought up to be scared of making mistakes with money - and the cost of that fear is huge - both for individuals and for our economy!Booking a monthly finance date with myself is something I find really helpful, and having a process and plan to follow.Some comments from listeners - for example, one very successful listener shared: “I’m just crap at this stuff. I put a reminder in my calendar to sort out my ISA or read up on how to allocate it, and then I keep postponing the calendar invite.” and we shared some nuggets about how to make this easier…'Guest website: https://www.evelyn.com/Guest LinkedIn: https://www.linkedin.com/in/annmariebanks/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a TextAnna Clare Harper chatted to Rob Beiley, a Partner at law firm Trowers & Hamlins with over 20 years of experience in the affordable housing sector.Rob advises housing associations, local authorities, developers and institutional investors on topics including corporate governance, housing finance, development and structuring.He’s also a board member of the Housing & Finance Institute, Chair of the British Property Federation's Affordable Housing group and a contributor to Inside Housing and the BBC on topics like council-led housing initiatives and the rise of local authority housing companies.We covered:What are the different types of Social Housing and who is involved in delivering it.A potted history of Social Housing, including large-scale stock transfers and the growth of the Housing Association sector under the Conservatives and New Labour administrations in the 1990s and the early 2000s.How investment in Social Housing has evolved over the years, and what kind of returns investors can expect.Guest website: https://www.trowers.com/ Guest LinkedIn: https://www.linkedin.com/in/robert-beiley-8a906944/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a TextHow to deliver 1,000 homes per day with Alex Notay, internationally-recognised expert in housing, placemaking and ESG and Anna Clare Harper.The brilliant Alex Notay succeeded Dame Kate Barker as Chair of the Radix Big Tent Housing Commission and was previously Placemaking and Investment Director at Thriving Investments (formerly PfP Capital). There, she facilitated a £390m joint venture with the Housing Growth Partnership and the acquisition of the award-winning sustainable developer Igloo Regeneration, where she also served as a board member.Alex is one of the most knowledgeable, practical people I know in housing, so it was a great joy to record this - we talked: The Reality of Housing Targets - what’s needed to achieve them? Why it makes sense to treat housing as infrastructureThe challenge of communicating complicated ideas simplyThe significance of language around housing… Our self-built barrier to entry to the industry, where we talk about #housing when referring to social housing, #residential for private investment, #living for institutional investment, #property for individuals, #realestate for the American market #builtenvironment in relation to planning and development, and so on.Read the Radix Paper here: https://radixuk.org/papers/beyond-the-permacrisis-delivering-1000-homes-per-day/Guest website: https://radixuk.org/ Guest LinkedIn: https://www.linkedin.com/in/alexandranotayparr/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a TextAnna Clare Harper chatted to Bella Peacock, Senior Managing Director – Investment Management and Operations Europe, at Greystar about how to create a career you love in Residential Property Management.Greystar is one of the largest property managers globally with over 1m+ Units and Beds under management, over $78bn+ assets under management and a development track record of circa $36bn.We covered:Career forks in the road - and how an early decision to try something that sounds interesting can create your future if you decide to follow the thread How to navigate the complexities of working in a big global businessHow to stay focused in a world full of information and ideas - and how to stay positive in a challenging marketGuest website: https://www.greystar.com/Guest LinkedIn: https://www.linkedin.com/in/bella-peacock-5a289360/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a TextAnna Clare Harper chatted with ex-Silicon Valley multi-national real estate investor John Corey about how real estate investors can improve processes.John is an ex-Silicon Valley multi-national real estate investor with 30 years experience, and a specialist in structured finance and legal capital raising for real estate.Topics include: How can processes be used to shift away from emotional investment decisions and overcome ‘analysis paralysis’?How can data gathering be used to improve financial and non-financial outcomes?What is the optimal stopping point in the hunt for deals?Guest website: https://propertyfortress.com/Guest LinkedIn: https://www.linkedin.com/in/johncorey/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a TextAnna Clare Harper chatted with her brilliant mentor, John Corey, an ex-Silicon Valley multi-national real estate investor with 30 years experience and a specialist in structured finance and legal capital raising for real estate.The episode covers:Why get or be a mentor, and how to get the most out of the relationshipWhat are the rules around using ‘OPM’ (other people’s money) How Financial Promotion is regulated in different geographies.Guest website: https://propertyfortress.com/ Guest LinkedIn: https://www.linkedin.com/in/johncorey/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a TextAnna Clare Harper chatted to Emily Hamilton, Chief Sustainability Officer at Savills Investment Management about how to create a career you love in sustainable investment management in real estate. We covered:What a Chief Sustainability Officer is, and also what Investment Management actually means - in words my mum can understandThe importance of networks - speaking to others in the industry and sharing data and best practice - with some tips on how via the Better Buildings Partnership and ULIAdvice on driving innovation and change in a corporate context, from seeking senior management buy in to laying out a plan that includes urgent ‘now’ tasks and an inspiring vision for the future.Guest website: https://www.savillsim.com/ Guest LinkedIn: https://www.linkedin.com/in/emily-hamilton-0973b31b/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a TextAnna Clare Harper recently chatted on the podcast with Kate Faulkner OBE, one of the UK’s leading property experts, the founder of free consumer education site Propertychecklists, The Home Buying and Selling Council and The Lettings Industry Council - which is how Anna met her.Kate has worked with the Ministry of Housing Communities and Local Government and regularly features on BBC TV and radio including You and Yours and Moneybox.As well as an impressive career, she’s also infectiously enthusiastic about creating positive change in the property market, and seeing property problems as business opportunities. It’s this attitude, as well as her impressive achievements, that make her uniquely qualified to discuss the key topic: how to create a career you love and drive positive change in property.The episode includes:Getting started in the 1990s - and making the leap into property ‘full time’The importance of growing your network beyond your immediate focus areaEmbracing problems and the unexpected - which are everywhere in property Guest website: https://www.propertychecklists.co.uk/Guest LinkedIn: https://www.linkedin.com/in/katefaulkner/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a TextAdam Lawrence is the Founder of Propenomix, which has many thousands of subscribers across platforms who are keen to explore the economics of property.He’s been involved in over 700 UK property deals in the past decade, using 8 figures of joint venture funding and retaining the vast majority. He co-owns multiple investment and asset management companies that provide end-to-end services to residential property investors. And he is my favourite source of insight on property economics and finance!In this episode of the podcast, sponsored by Cohort Invest, Anna Clare Harper and Adam Lawrence discussed whether you should have property in your portfolio in the 2020s - and how.Topics include:The pros and cons of directly owning residential investments in the current economic and regulatory environmentWhat returns should you be targeting right now, over what timeframeThe pros and cons of a ‘passive’ property portfolio, and how investors can diversify their income without taking on a second jobCommon mistakes investors make - and how to avoid themSponsor website: https://cohortinvest.co.uk/Guest website: https://propenomix.com/Guest LinkedIn: https://www.linkedin.com/in/adamglawrence/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a TextDamien Fogg is a Chief Financial Officer, chartered Building Surveyor, CFO, ex-Financial Advisor and the Author of two amazon best seller books on real estate and investment.In this episode, Damien joins Anna Clare Harper to discuss what you need to know but were afraid to ask about investing for the future and paying less tax.Damien has helped a wide range of clients, from people who have unexpectedly inherited money to those who have built and sold multiple businesses. He does all this in plain English, so he’s the perfect guest to help de-mystify investing for the future, and navigate how to legally pay less tax. This episode is part of our series on ‘How to make the most of your money’ sponsored by Cohort Invest.It covers:How ‘time in the market’ compares with ‘timing the market’ (answer: very favourably!)How investors can approach ethical or sustainable investing when they also want to make an attractive returnWhen Robo Advice and Artificial Intelligence actually add value to investorsWhat tax planning isWhat tax wrappers you could and should use, including how SIPPs compare with ISAs in practiceWhat resources and tools to use, from tradingview to YouTubeSponsor website: https://cohortinvest.co.uk/Guest website: https://www.damienfogg.com/investing-made-easy Guest LinkedIn: https://www.linkedin.com/in/damienfogg1/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/ Host website: https://www.greenresi.com/