The Return: Property & Investment Podcast

Send us a TextIn this episode, Anna and Lucian discuss how the Prime and Mainstream UK residential markets have been affected by recent change and uncertainty. They look at the data Savills uses to gain market insight and what the future holds for property investors. Lucian also shares some great advice for private investors and provides context to current fragile market sentiment.Highlights include: How Prime and Mainstream residential market drivers differ What house prices will look like over the next five years Why private investors must understand competition from institutions How Brexit will affect the housing market – today and tomorrowResources:Website: www.savills.co.ukTwitter: @LucianCookLinkedIn: Lucian Cook

Send us a TextIn this episode, Anna and Mike discuss how P2P lending is supporting small and medium-sized developers to meet the UK’s housing needs.  Mike shares his thoughts on how quality data plus human expertise can inform better decision making by lenders and explains why Alternative Finance will simply become mainstream finance over the next few years.Highlights include: How peer-to-peer lending solves both lender and borrower problems  Best practice approaches to balancing risk and reward  How and why P2P for property will continue to grow over the coming years Resources:Website: www.crowdproperty.com

Send us a TextIn this episode, Anna Clare Harper finds out about construction apprenticeships in London with Paul Ruddick, Co-founder of K10, London’s largest construction-specific Apprenticeship Training Programme (ATA). Anna and Paul are joined by Peter Bannister, Senior Apprenticeship Programme Manager and George, an apprentice Site Manager on the scheme. Anna and Paul discuss why apprenticeships are vital to address the current construction skills crisis, which is a factor limiting the supply of new buildings.  Peter explains how K10’s approach offers a win/win solution for contractors and apprentices and George outlines how the K10 programme has put him on track for a £60-70k salary within seven years. Highlights include: How 40% of the construction workforce is due to retire within the next decade. Why taking on apprentices makes commercial sense and has a positive social impact. How the construction sector should see the industry skills shortage as an opportunity. Resources: https://www.k-10.co.uk/LinkedIn: https://www.linkedin.com/company/k10Facebook: https://www.facebook.com/K10socialimpact/Instagram: @k10apprenticeshipsTwitter: @K10socialimpact

Send us a TextIn this episode, Anna and Ben discuss OakNorth’s approach to lending and how they use a combination of data-driven and human decision-making processes. They look at how challenger banks are addressing the finance issues experienced by property investors and developers and why OakNorth’s loan book currently stands at £2bn and rising, with continuing strong demand. Ben also shares some great advice for beginner investors and explains why there’s plenty of reason for optimism in the face of uncertainty.Highlights include: Why property investors need to professionalise and learn the trade What lenders are looking for in successful applications Why no branches doesn’t mean no human interaction How the use of technology and data benefits bank customersResources:www.oaknorth.com

Send us a TextIn this episode, Anna Clare Harper  finds out how interior design can increase Return On Investment for  developers, investors, in fact anyone selling or renting a property,  with the Founder of Award-winning London Design Studio, Anouska Tamony  Designs.Anna and Anouska explore why interior  design is important, especially in a stagnating market. They also cover  the importance of knowing your target market and where to concentrate  your efforts for maximum impact if you have a limited budget. Anouska  explains how involving a professional designer can help to speed up  property sales and even the construction process, in surprising ways.Highlights include: Understanding  interior design’s role in speeding up purchase decisions, by making  potential buyers fall in love with the property How to research your target market and set a budget for design How to make the most of a professional design studio in the development process – from start to finish Top tips for a high-quality finish, with a limited budget How to re-invigorate a property that isn’t sellingResources:Email: studio@anouskatamony.comWebsite: http://www.anouskatamony.com/https://www.facebook.com/AnouskaTamonyDesigns/Instagram and Twitter: @anouskatamonydesigns

Send us a TextIn this episode, Anna discusses how technology and theory can be used to make better investments, as well as leading multimillion-pound investment businesses whilst teaching at Oxford & Cambridge, with Professor Andrew Baum. Andrew has combined an academic career including professorships at Oxford and Cambridge, with leading several multi-million-pound investment businesses. He is currently Chairman of Newcore Capital management, Chairman of consulting company Property Funds Research and Visiting Professor of Management Practice at the Saïd Business School, University of Oxford.Highlights include:The social obligation of investors – greedy investors don’t win! The importance of fundamental principles of investment – markets are generally efficient, and there are very few free lunches, which means speculative development to sell is like gambling Value investing – buy things that are worth more than you pay for them, with strong yields for the long term where possibleThe power of options – select assets that are performing well today with great upside potentialThe importance of never using the present tense (e.g. the stock market is rising) only ever explain what has happened (the stock market has risen) Resources:http://www.propertyfundsresearch.com/http://www.newcorecapital.com/

In this insightful conversation, Ben Reynolds, a leading dividend investing blogger and author behind SureDividend.com, shares his wisdom on long-term, income-generating strategies. He introduces eight essential rules for dividend investing, emphasizing the importance of quantifiable data over emotion when selecting stocks. Ben discusses how to identify resilient dividend stocks, the risks of chasing high yields, and his strategies for building a balanced portfolio. His approach champions patience and the power of reinvesting dividends for lasting financial growth.

Send us a TextUK property investing – is buy to let dead?We asked multi-millionaire landlord and author of one of the most highly regarded books on property investment, Angela Bryant, what’s really going on in the property market.   Angela has bought 100+ properties and has 20+ years’ experience under her belt, yet remains incredibly humble…Find out:If buy to let is worth the hassle, in the current market contextReducing costs in your property portolioThe unanticipated impacts of policy change on homelessnessThe risks and rewards in stocks and shares vs property

Send us a TextRetirement might seem a long way off. But with increasing life expectancies, you could easily be relying on your pension for 1/4 to 1/3 of your life (longer than you were at school!)Which makes pensions important to understand…But where to start?We had the privilege of interviewing Howard Brindle, the Chief Operating Officer and Deputy Chief Executive Officer of the UK’s largest private pension scheme, USS to discuss what you need to know about pensions.The interview includes:How the different types of pension workHow regulations and taxes influence outcomes for individuals and their future lifestylesWhy pension funds are becoming some of the most powerful investors in the world! Resources:www.uss.co.ukhttps://www.moneyadviceservice.org.uk/enhttps://www.pensionwise.gov.uk/en