Adviser 3.0: The Podcast

Abraham talks capacity for loss with the renowned Rory Percival: - Rory takes us back to when he joined the financial services, providing insight into his vast experience. - They talk about Rory’s responsibility for introducing 'Capacity for Loss' into financial adviser lexicon and why this is has become a mandatory requirement for advisers. - They explore the assumptions and issues associated with ‘Capacity for Loss’. - Rory shares his explanation on the Income Pyramid and how the DBAAT framework approaches this. - And they look at Rory’s investment strategy for his own retirement money and his plans for the future

Abraham and Bill have a detailed discussion around: - How Bill got into financial planning and his role as former owner of Bengen Financial Services - The history of his research on the 4% rule - Bill’s latest thinking on the framework of retirement withdrawal strategies - Bill’s thoughts on the role of inflation and market valuation on SWR today - How Bill invests his retirement money

Abraham and Sarah have a full and fascinating discussion on: -Sarah’s role as a behavioural economist and author -Sarah discusses the findings from her book Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind. -The role of investor behaviour and psychology, and how this effects the outcomes in retirement. -Sarah’s key lessons she’s learnt from financial advisers and clients -How Sarah invests her retirement money

In this episode Abraham and Tim delve into the details around: - How Tim got into financial planning - Tim’s role at RockWealth and his vision for the business - Tim’s work with Betafolio and how it helps with portfolio      management - Tim’s exit strategy - Tim’s input on EBAL and the importance of driving this - How Tim invests his retirement money

In this episode, Abraham and Alan discuss the latest details on: Capital Asset Management and Alan’s role as Chief Client Officer How Capital Asset Management is distinguishing itself against other firms in London, being the wealth management capital of the world Alan’s vision for the future of Capital Asset Management and what the next 5 years will involve What Alan’s dream technology stack would look like How Alan invests his retirement money Advice to those starting out in their career in finance

In this episode Abraham and Sarah chat through Sarah’s career and get into the particulars around: Succession and Sarah’s role as Chief Client Officer How Succession is differentiating its business from copy-cat competitors How Sarah sees technology impacting advisers, and the cost of advice Sarah’s priorities as President of the PFS over the next 12 months How we bring on more female leaders and executives How Sarah invests her retirement money… Advice to those starting their career in financial planning today

In this episode Abraham and Paul delve into the details around: How Paul got into financial journalism Paul’s proudest accomplishments in the profession Paul’s views on adviser fees being a ‘wealth tax’ Paul’s Active Cash Strategy and his 2016 research into cash versus tracker funds - and Abraham’s niggles with the research…! How Paul invests his retirement money and his biggest financial mistakes Guest profile Paul Lewis is an award-winning financial journalist and broadcaster, best known as the presenter of the BBC Radio 4 Money Box. He also regularly appears on other BBC Television and radio programmes such as  BBC Breakfast, BBC News Channel and radio You and Yours,  and Woman's Hour. He's the author of several books including Beat the Banks and Live Long and Prosper.  Paul has won numerous awards for his financial and broadcast journalism. He was awarded an honorary doctorate by the University of Essex in July 2013.