The Financial Wellbeing Podcast

Episode 17: Money Emotions with Simonne Gnessen Our relationship with and our emotions towards money have a big impact. Whether that be our stress levels, how we live our lives and the options that are available to us. This is an area we delved in to in Episode 10 “Financial Options in Life” and is discussed further in this episode with our guest Simonne Gnessen. Simonne is a Financial Coach and co author of the Sheconomics book. In her interview with Chris, she provides some excellent insight in to how we are effected by money emotionally and ways we can challenge our relationship to money. As always Chris is also joined by David, where they talk what they have been up to since the last episode, discuss some of the listeners tweets and provide their own views on the episode’s topic. 0:50 Chris’ talks about meeting Maria Nedeva and her approach to paying down Debt. 3.10 Tweets from @Matthew_Sibley_ & @rpower 6:30: Interview with @simonnegnessen. Areas discussed include our relationship to money, self-limiting beliefs and the Do Something Different Organisation. 26:14 Chris & David conclude by reflecting on the points raised by Simonne References www.sheconomics.com www.dsd.me

Episode 16: Take the First Step Every long journey starts with a small step but in what direction? This can be a daunting thought. How about breaking this down and making the direction you want to head in easier to work out and understand. Join Chris and David as they talk about how you can start thinking about this in small bitesize chunks. This includes some tips on making this a simpler and less daunting task so the journey does at least start. Remember as you go along the financial planning process you start to get more clarity over what you want from life so don’t worry about not having all the answers now, just take a step!! We also talk about how Chris has been schooling his ‘lucky’ children in the art of budgeting and how the Next Generation of Financial Planners are embracing Financial Planning and Financial Wellbeing. 2:00 Chris’s children’s budgeting 4:15 Summary of what are we going to talk about 5:08: Tweets from @JamesDWetherall, @theactualdanny 5:28: Financial Planners and the Next Generation @Nxtgenplanners 9:25: David quotes Goethe “What have you can do or dream you can, do it now” 9:48: “Two times that are best to plant a tree, 100 years ago was the best time, the second best time is now” 10:30: Tip on how to work out an objective 13:00: Self Limiting Beliefs, are these holding us back? 13:38: Chris’ view on “Goals” 14:51: Personal story from David on his Everest Goal 18:00: Chris pleads (again) for Oliver Burkeman to be guest 19:20: The importance of regular reviews of your plan 21:30: Engagement and the Financial Planning Dilemma

Episode 15: Redefining “Goals” With Carl Richards In this episode, join Chris, David and Tom as they discuss objectives. A crucial stage of Financial Wellbeing is “A Clear Path To Identifiable Objectives.”, in Episode 4 we zoomed in on “A Clear Path”, and in this episode we zoom in on “Identifiable Objectives.”. As ever, we challenge some traditional thinking and suggest alternatives in order to increase our Wellbeing. Joining us is a man who has achieved nothing short of legendary status within the Financial Planning world. Carl Richards is a Certified Financial Planner who features weekly in the New York Times, offering simple diagrams explaining often rather complicated financial concepts. Carl has written two books, “The Behavior Gap” and “The One Page Financial Plan”, as well as a Podcast of his own called “The Behvaior Gap Podcast”. He has featured on Oprah.com and Forbes.com. The three discuss the idea of “Goals”: how to define them, the importance of modifying them and how to ultimately achieve them. They share experiences within the industry, offering insights into a wide-range of topics. 2:05: An Introduction to Carl Richards 3:19: Tweets from @carldavidthorpe, @marinaflo and @rickatkinson 5:53: Interview with Carl Richards 6:55: Carl’s Rise to Notoriety 8:08: “I’m not fascinated by money, I’m fascinated by Humans” 9:20: The beginning of Carl’s diagrams 13:55: The importance of alignment 15:45: Goals & Objectives 22:35: Financial Planning and Coaching 24:09: The VAK Model of Learning