Optimal Finance Daily - Financial Independence and Money Advice

Colin Schipper with PT Money shares which debt you should pay down first.Episode 489: Which Debt Do You Pay Down First by Colin Schipper with PT Money (The Debt Avalanche Method - To Become Debt Free).PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/which-debt-to-pay-down-firstVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You To Be Rich shares what bull markets and bear markets mean.Episode 488: Bull vs. Bear Markets: What Do They Mean by Ramit Sethi of I Will Teach You to be Rich (Personal Finance for Beginners).Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/bull-vs-bearVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth of Get Rich Slowly shares how to calculate your net worth and what to do with it.Episode 487: How to Calculate Your Net Worth (And What To Do With It) by J.D. Roth of Get Rich Slowly (Tracking Your Money).J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: http://www.getrichslowly.org/2018/01/02/net-worthVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker shares different ways of measuring success.Episode 486: 20 New Ways to Measure Success by Joshua Becker of Becoming Minimalist (The Definition of Success Isn't Money).Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.The original post is located here: https://www.becomingminimalist.com/20-new-ways-to-judge-othersVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy shares the millionaire next door strategy of being stealthy with your wealthy.Episode 485: How Are You Stealthy With Your Wealthy by J. Money of Budgets Are Sexy (Modest Millionaire).J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/how-do-you-hide-your-wealthVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares the easy answer to: how much do I need for retirement? This is Part 2 of 2.Episode 484: The 4% Rule: The Easy Answer to How Much Do I Need for Retirement - Part 2 by Mr. Money Mustache (FIRE).Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2012/05/29/how-much-do-i-need-for-retirementVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares the easy answer to: how much do I need for retirement? This is Part 1 of 2.Episode 483: The 4% Rule: The Easy Answer to How Much Do I Need for Retirement - Part 1 by Mr. Money Mustache (How to Retire Early).Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2012/05/29/how-much-do-i-need-for-retirementVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog answers the question: should 18-year-olds get life insurance?Episode 482: Should 18-Year-Olds Get Life Insurance by Kalen Bruce - Money Mini Blog (Hack Your Finances).Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: http://moneyminiblog.com/insurance/18-year-old-life-insuranceVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Cait Flanders shares why she finally hopped on the rewards credit card train.Episode 481: I'm Finally on the Rewards Credit Card Train by Cait Flanders (Debt & Travelling).Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.The original post is located here: https://caitflanders.com/2014/11/12/im-finally-on-the-rewards-credit-card-trainPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares how to invest in speculative investments like Bitcoin. This is Part 2 of 2.Episode 480: How to Invest in Speculative Investments Like Bitcoin Without Losing Your Shirt - Part 2 by Sam of Financial Samurai.Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/how-to-invest-in-speculative-investments-like-bitcoin-without-huge-lossesVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices