Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Feb 22, 2018 • 7min
519: The Right Way (And the Wrong Way) to Lend Money to Family and Friends - Part 2 by J.D. Roth of Get Rich Slowly
J.D. Roth of Get Rich Slowly shares how to lend money to family and friends. This is Part 2 of 2.Episode 519: The Right Way (And the Wrong Way) to Lend Money to Family and Friends - Part 2 by J.D. Roth of Get Rich Slowly (Retire).J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: http://www.getrichslowly.org/2018/02/12/loaning-to-family-and-friendsVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 21, 2018 • 8min
518: The Right Way (And the Wrong Way) to Lend Money to Family and Friends - Part 1 by J.D. Roth of Get Rich Slowly
J.D. Roth of Get Rich Slowly shares how to lend money to family and friends. This is Part 1 of 2.Episode 518: The Right Way (And the Wrong Way) to Lend Money to Family and Friends - Part 1 by J.D. Roth of Get Rich Slowly (Debt Free).J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: http://www.getrichslowly.org/2018/02/12/loaning-to-family-and-friendsPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 20, 2018 • 10min
517: 10 Things Americans Waste Time On by J. Money of Budgets Are Sexy
Inspired by FreeMoneyFinance, J. Money of Budgets Are Sexy shares his take on the 10 things Americans waste their money on.Episode 517: 10 Things Americans Waste Time On by J. Money of Budgets Are Sexy (Tips for Living Frugally - American Consumerism).J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/10-things-americans-waste-money-onPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 19, 2018 • 8min
516: How Debt-Shaming Can Prevent Debt Relief by Jeriann Watkins with Money Mini Blog
Jeriann Watkins with Money Mini Blog shares how debt-shaming can prevent debt relief.Episode 516: How Debt-Shaming Can Prevent Debt Relief by Jeriann Watkins with Money Mini Blog (Getting Out of Debt).Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: http://moneyminiblog.com/debt-relief/debt-shamingVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 16, 2018 • 8min
515: Reader Case Study: Yeah But How About a Difficult Life - Part 2 by Mr. Money Mustache
Mr. Money Mustache answers a reader's question about a more difficult life. This is Part 2 of 2.Episode 515: Reader Case Study: Yeah But How About a Difficult Life - Part 2 by Mr. Money Mustache (How to Cut Back Regular Expenses).Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2012/11/07/reader-case-study-yeah-but-how-about-a-difficult-lifePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 15, 2018 • 9min
514: Reader Case Study: Yeah But How About a Difficult Life - Part 1 by Mr. Money Mustache
Mr. Money Mustache answers a reader's question about a more difficult life. This is Part 1 of 2.Episode 514: Reader Case Study: Yeah But How About a Difficult Life - Part 1 by Mr. Money Mustache (Making Ends Meet on One Income).Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2012/11/07/reader-case-study-yeah-but-how-about-a-difficult-lifePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 14, 2018 • 9min
513: Wealth is an Illusion of Happiness by Lyndon with Financial Samurai
Guest author Lyndon with Financial Samurai shares his take on Sam's post about him.Episode 513: Wealth is an Illusion of Happiness by Lyndon with Financial Samurai (Making a Six Figure Income Doesn't Make You Happy).Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/wealth-is-an-illusion-of-happinessPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 13, 2018 • 8min
512: The Curse of Making Too Much Money and Not Pursuing Your Dreams by Sam of Financial Samurai
Sam of Financial Samurai shares his opinion about a real life friend's curse of making too much money and not pursuing his dreams.Episode 512: The Curse of Making Too Much Money and Not Pursuing Your Dreams by Sam of Financial Samurai (Financial Freedom).Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/the-curse-of-making-too-much-money-and-not-pursuing-your-dreamsPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 12, 2018 • 10min
511: The Less You Own the Less That Owns You by Michelle Schroeder-Gardner of Making Sense of Cents
Michelle Schroeder-Gardner of Making Sense of Cents shares her take on minimalism.Episode 511: The Less You Own the Less That Owns You by Michelle Schroeder-Gardner of Making Sense of Cents (Minimalism & Money).Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2017/01/minimalist-living.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 9, 2018 • 10min
510: Adventures in Experientialism: Why I Gave Up Buying Things to Travel by Anthony Ongaro with Cait Flanders
Anthony Ongaro of Break the Twitch with Cait Flanders shares his adventures in experientialism.Episode 510: Adventures in Experientialism: Why I Gave Up Buying Things to Travel by Anthony Ongaro with Cait Flanders (Traveling).Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.The original post is located here: https://caitflanders.com/2015/09/21/adventures-in-experientialism-why-i-gave-up-buying-things-to-travelPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
