Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
May 30, 2018 • 11min
588: 5 Ways to Improve Your Credit Score by Philip Taylor of PTMoney.com
Philip Taylor of PT Money & FinCon shares 5 ways to improve your credit score.Episode 588: 5 Ways to Improve Your Credit Score by Philip Taylor of PTMoney.com (Improving Your Personal Financial Situation).PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/improve-your-credit-scorePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
May 29, 2018 • 11min
587: The Secret to a Healthy Relationship with Money by Steve Chou of MyWifeQuitHerJob
Steve Chou of My Wife Quit Her Job shares the secret to a healthy relationship with money.Episode 587: The Secret to a Healthy Relationship with Money by Steve Chou of MyWifeQuitHerJob (Financial Emotions & Investing).Steve Chou of My Wife Quit Her Job carries both a bachelors and a masters degree in electrical engineering from Stanford University, but spent a good portion of his graduate education studying entrepreneurship and small business. When he and his wife had a child, they launched an online store to supplement their income, and quickly replaced Steve's wife's income stream through the new business. Steve blogs about it all at MyWifeQuitHerJob.comThe original post is located here: https://mywifequitherjob.com/the-secret-to-a-healthy-relationship-with-moneyPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
May 28, 2018 • 10min
586: The Worst 401(k) Mistakes Millions of Americans Commit by Robert Farrington of The College Investor
Robert Farrington of The College Investor shares the worst 401(k) mistakes millions of Americans commit.Episode 586: The Worst 401(k) Mistakes Millions of Americans Commit by Robert Farrington of The College Investor (Investing).Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/1489/worst-401k-mistakes-millions-americans-commit-yearPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
May 25, 2018 • 9min
585: What I Won't Teach My Daughter About Hard Work by Jennifer with Cait Flanders
Jeniffer with Cait Flanders shares what she won't teach her daughter about hard work.Episode 585: What I Won't Teach My Daughter About Hard Work by Jennifer with Cait Flanders (Slow Living & Being Intentional).Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.The original post is located here: https://caitflanders.com/2018/05/15/what-i-wont-teach-my-daughter-about-hard-workVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 24, 2018 • 10min
584: [Part 2] How to Save Cash in 7 Systems by Ramit Sethi of IWillTeachYouToBeRich.com
Ramit Sethi of I Will Teach You to be Rich shares how to save cash in 7 systems. This is Part 2 of 2.Episode 584: [Part 2] How to Save Cash in 7 Systems by Ramit Sethi of IWillTeachYouToBeRich.com (Setting Money Goals & Earn More).Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/tip-23-go-cash-only-for-15-to-30-daysPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
May 23, 2018 • 10min
583: [Part 1] How to Save Cash in 7 Systems by Ramit Sethi of I Will Teach You to be Rich
Ramit Sethi of I Will Teach You to be Rich shares how to save cash in 7 systems.Episode 583: [Part 1] How to Save Cash in 7 Systems by Ramit Sethi of I Will Teach You to be Rich (Envelope System for Saving Money).Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/tip-23-go-cash-only-for-15-to-30-daysPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
May 22, 2018 • 7min
582: Game Boys and 401(k)s by J Money of Budgets Are Sexy
J. Money of Budgets Are Sexy shares the two instances in his life where saving actually starting making sense (cents?).Episode 582: Game Boys and 401(k)s by J Money of Budgets Are Sexy (Saving Money & Frugal Lifestyle Spending).J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/game-boys-and-401ksVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 21, 2018 • 8min
581: Financial Independence: It's Not About the Money by Kristin Wong of TheWildWong.com
Kristin Wong of The Wild Wong shares how why financial independence isn't really about money.Episode 581: Financial Independence: It's Not About the Money by Kristin Wong of TheWildWong.com (Security & Finance Happiness).Kristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior.Kristin launched her own blog, www.thewildwong.com, to write about life as a work-from-anywhere freelancer. She aims to help other creative entrepreneurs navigate the tricky world of freelancing, from managing money to traveling the world to staying productive and getting stuff done.Kristin is a self-professed money geek and published a book about personal finance called Get Money in March of 2018.The original post is located here: https://www.thewildwong.com/financial-independencePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
May 18, 2018 • 10min
580: Ecological Capitalism & Consumer Capitalism by Jacob Lund Fisker of Early Retirement Extreme
Jacob Lund Fisker of Early Retirement Extreme on ecological capitalism and consumer capitalism.Episode 580: Ecological Capitalism & Consumer Capitalism by Jacob Lund Fisker of Early Retirement Extreme (Financial Independence).Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.The original post is located here: http://earlyretirementextreme.com/ecological-capitalism-and-consumer-capitalism.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
May 17, 2018 • 9min
579: Become a Lazy Landlord with REITs by Mr. Money Mustache (Real Estate Investing for Beginners & Invest in Stock Market)
Mr. Money Mustache shares his experience with REITs.Episode 579: Become a Lazy Landlord with REITs by Mr. Money Mustache (Real Estate Investing for Beginners & Invest in Stock Market).Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: https://www.mrmoneymustache.com/2011/08/15/become-a-lazy-landlord-with-reitsVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
