Optimal Finance Daily - Financial Independence and Money Advice

Pop with Budgets Are Sexy shares when a discount isn't really a discount.Episode 648: When a Discount, Isn't Really a Discount by Pop with Budgets Are Sexy (Negotiating & Saving Money & Anchor Pricing)J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/when-a-discount-isnt-really-a-discount/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

James Altucher shares how to find two million dollars in the morning.Episode 647: How to Find Two Million Dollars in the Morning by James Altucher (Building Wealth & Investing & How To Get Rich)James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time.The original post is located here: https://jamesaltucher.com/2016/04/how-to-find-two-million-dollars-in-the-morning/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Tynan shares how you should make money.Episode 646: Here's How You Should Make Money by Tynan (Minimalism & Minimalist Living Practices & Frugality & Saving Money)Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist.Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room.The original post is located here: http://tynan.com/howtomakemoneyPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Marc Chernoff of Marc and Angel shares whether you should buy a house or a car and also a simple living guide to buying stuff.Episode 645: A House or A Car - Which Should I Buy First AND A Simple Living Guide to Buying Stuff by Marc Chernoff (Money Tip)Marc and Angel Chernoff are professional coaches, full-time students of life, admirers of the human spirit, and have been recognized by Forbes as having “one of the most popular personal development blogs.” Through their blog, book, course and coaching, they’ve spent the past decade writing about and teaching proven strategies for finding lasting happiness, success, love and peace.The site has attracted over 100 million page views and 100 thousand subscribers since its inception in 2006.Their newest book, “Getting Back to Happy“ is a NY Times Bestseller. It’s available online at: marcandangel.com/book and on Amazon.The original posts are located here: http://www.marcandangel.com/2007/06/27/a-house-or-a-car-which-should-i-buy-first/http://www.marcandangel.com/?s=a+simple+guide+to+buying+stuffVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares 3 simple indicators for stock market success.Episode 644: 3 Sure and Simple Indicators for Stock Market Success by Darrow Kirkpatrick of Can I Retire Yet (Investing Tips)Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/3-sure-and-simple-indicators-for-stock-market-success/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Shannon McNay with Cait Flanders shares her thoughts on taking a big swing.Episode 643: On Taking a Big Swing by Shannon McNay with Cait Flanders (Improving Focus to Accomplish Goals & Achieving Dreams).Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.The original post is located here: https://caitflanders.com/2016/07/27/big-goals/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares why you should refinance your mortgage before leaving your job.Episode 642: Refinance Your Mortgage Before Leaving Your Job Please by Sam Dogen of Financial Samurai (Lowering Interest Rates).Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/refinance-your-mortgage-before-leaving-your-job-or-retiring-pleaseVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sarah Anne Hayes with No Sidebar shares the actual cost of quality vs. quantity.Episode 641: Worth the Price: The Actual Cost of Quality vs. Quantity by Sarah Anne Hayes with No Sidebar (Minimalist Living).No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul.The original post is located here: https://nosidebar.com/quality-vs-quantityPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsCome see your favorite personal finance authors (and us) at FinCon 2018: OLDPodcast.com/orlando Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache reflects on the role of habits in a lifetime of riches. This is Part 2 of 2.Episode 640: [Part 2] A Lifetime of Riches - Is it as Simple as a Few Habits by Mr. Money Mustache (Problem Solving & Wealth).Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: https://www.mrmoneymustache.com/2013/03/19/a-lifetime-of-riches-is-it-as-simple-as-a-few-habitsPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache reflects on the role of habits in a lifetime of riches. This is Part 1 of 2.Episode 639: [Part 1] A Lifetime of Riches - Is it as Simple as a Few Habits by Mr. Money Mustache (Goal Setting & Discipline).Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: https://www.mrmoneymustache.com/2013/03/19/a-lifetime-of-riches-is-it-as-simple-as-a-few-habitsVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices