Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Mar 5, 2019 • 9min
787: A Different Way To Look At The Latte Factor by Nick True of Mapped Out Money on Frugality & Mindful Consumption
Nick True of Mapped Out Money shares a different way to look at the latte factor.Episode 787: A Different Way To Look At The Latte Factor by Nick True of Mapped Out Money on Frugality & Mindful ConsumptionNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/different-way-latte-factor/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsThis episode is proudly sponsored by DesignCrowd! Get $100 off your first design project with the coupon code FINANCE: DesignCrowd.com/Finance Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 4, 2019 • 9min
786: Material Stuff Can Make You Happy by April Dykman with Get Rich Slowly on Buying Experiences & Simple Living
April Dykman with Get Rich Slowly shares why material stuff can make you happy.Episode 786: Material Stuff Can Make You Happy by April Dykman with Get Rich Slowly on Buying Experiences & Simple LivingJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/the-value-of-vacation/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsStart your journey towards a healthier, happier life by subscribing to Headspace. Sign up now at headspace.com/OFD to get a free month trial. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 1, 2019 • 8min
785: Making Money and Keeping Score by Jacob Lund Fisker of Early Retirement Extreme on Financial Awareness
Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on making money and keeping score.Episode 785: Making Money and Keeping Score by Jacob Lund Fisker of Early Retirement Extreme on Financial AwarenessJacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.The original post is located here: http://earlyretirementextreme.com/making-money-and-keeping-score.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 28, 2019 • 9min
784: Why I'm Not Paying off My $100,000 Mortgage by Chris Reining on Pay Down Debt or Invest
Chris Reining shares why he's not paying off his mortgage.Episode 784: Why I'm Not Paying off My $100,000 Mortgage by Chris Reining on Pay Down Debt or InvestChris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.The original post is located here: https://chrisreining.com/mortgage/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 27, 2019 • 8min
783: Should You Pay Off Your Credit Cards With A 401k Loan? by Cynthia Meyer with Financial Finesse on Paying Off Debt
Cynthia Meyer with Financial Finesse answers if you should pay off your credit cards with a 401k loan.Episode 783: Should You Pay Off Your Credit Cards With A 401k Loan? by Cynthia Meyer with Financial Finesse on Paying Off DebtAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2018/09/07/should-you-pay-off-your-credit-cards-with-a-401k-loan/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsNoteCast is a revolutionary app where you can subscribe and listen to all your favorite podcasts, but also save portions of your favorite podcasts with automatic transcripts. Try it FREE for 60 days - no credit card required - download NoteCast for Android or iOS by going to notecast.app and sign up using the code FINANCE for a 60-day free trial. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 26, 2019 • 9min
782: What Age Do Most People Retire In America? AND Much Poorer But Also Much Richer Too by Sam of Financial Samurai
2 short posts from Sam of Financial Samurai where he shares the age most people retire in America and why experiences always win.Episode 782: What Age Do Most People Retire In America? AND Much Poorer But Also Much Richer Too by Sam of Financial SamuraiSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original posts are located here: https://www.financialsamurai.com/age-people-retire-america/ & https://www.financialsamurai.com/much-poorer-but-also-much-richer/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsThank you to ZipRecruiter for sponsoring! Listeners of O.L.D. can post jobs on ZipRecruiter for FREE! Just go to: ZipRecruiter.com/ofd Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 25, 2019 • 8min
781: What Is Middle Class? by Tony Tran with I Will Teach You To Be Rich on Personal Finance & Budgeting
Tony Tran with I Will Teach You to be Rich asks what is middle class.Episode 781: What Is Middle Class? by Tony Tran with I Will Teach You To Be Rich on Personal Finance & BudgetingRamit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/what-is-middle-class/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts See how Joybird is revolutionizing online furniture shopping. Go to joybird.com/OFD and receive an exclusive offer for 25% off your first order by using the code OFD. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 22, 2019 • 7min
780: [Part 2] 10 Reasons You're Still Broke At 35 by Robert Farrington of The College Investor on Financial Turnaround
Robert Farrington of The College Investor shares 10 reasons you're still broke at 35. This is part 2 of 2.Episode 780: [Part 2] 10 Reasons You're Still Broke At 35 by Robert Farrington of The College Investor on Financial TurnaroundRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/15528/10-reasons-youre-still-broke-at-35/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 21, 2019 • 8min
779: [Part 1] 10 Reasons You're Still Broke At 35 by Robert Farrington of The College Investor on Fixing My Finances
Robert Farrington of The College Investor shares 10 reasons you're still broke at 35. This is part 1 of 2.Episode 779: [Part 1] 10 Reasons You're Still Broke At 35 by Robert Farrington of The College Investor on Fixing My FinancesRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/15528/10-reasons-youre-still-broke-at-35/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsNoteCast is a revolutionary app where you can subscribe and listen to all your favorite podcasts, but also save portions of your favorite podcasts with automatic transcripts. Try it FREE for 60 days - no credit card required - download NoteCast for Android or iOS by going to notecast.app and sign up using the code FINANCE for a 60-day free trial. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 20, 2019 • 7min
778: Dealing With Money Stress - It Can Impact Your Health, Job, and Family! by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents shares how dealing with money stress can impact your health, job and family.Episode 778: Dealing With Money Stress - It Can Impact Your Health, Job, and Family! by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/12/dealing-with-money-stress.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsThis episode is proudly sponsored by DesignCrowd! Get $100 off your first design project with the coupon code FINANCE: DesignCrowd.com/Finance Learn more about your ad choices. Visit megaphone.fm/adchoices
