Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Aug 6, 2019 • 8min
897: Watch Out for These 6 Red Flags of a Bad CEO When Investing in a Stock by Phil Town of Rule One Investing
Phil Town of Rule One Investing shares 6 red flags of a bad CEO to watch out for when investing in a stock. Episode 897: Watch Out for These 6 Red Flags of a Bad CEO When Investing in a Stock by Phil Town of Rule One Investing Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original posts are located here:https://www.ruleoneinvesting.com/blog/investing-news-and-tips/bad-ceo-red-flags/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 5, 2019 • 8min
896: What Do Flying a Glider & Personal Finance Have In Common? Everything by Helene Massicotte of Free To Pursue
Helene Massicotte of Free To Pursue shares what flying a glider and personal finance have in common. Episode 896: What Do Flying a Glider & Personal Finance Have In Common? Everything by Helene Massicotte of Free To Pursue Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here:http://www.freetopursue.com/blog/2014/10/24/glider-personal-financePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 2, 2019 • 10min
895: 5 Worst Ways to Withdraw Retirement Savings by Mike Ballew of Egg Stack on Retiree Spending Plans
Mike Ballew of Eggstack shares the 5 worst ways to withdraw retirement savings. Episode 895: 5 Worst Ways to Withdraw Retirement Savings by Mike Ballew of Egg Stack on Retiree Spending Plans Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2019-06-23-5-Worst-Ways-to-Withdraw-Retirement-Savings/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsVisit Eyeconic.com/OFD to shop name brand glasses, contacts, and sunglasses and save money when you apply your insurance. No insurance? Use the code OFD to get 10% off your entire order! Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 1, 2019 • 7min
894: Your Debt-Free ROI: Why Interest Rates Don't Matter by Stephanie Halligan with Budgets Are Sexy on Student Loans
Stephanie Halligan with Budgets Are Sexy shares why interest rates don't matter. Episode 894: Your Debt-Free ROI: Why Interest Rates Don't Matter by Stephanie Halligan with Budgets Are Sexy on Student Loans J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/debt-free-roi-interest-rates-dont-matter/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 31, 2019 • 9min
893: Grim Comedy from Mr. Money Mustache's Junkmail by Mr. Money Mustache on Frugality & Smart Spending Decisions
Mr. Money Mustache shares grim comedy from his junkmail. Episode 893: Grim Comedy from Mr. Money Mustache's Junkmail by Mr. Money Mustache on Frugality & Smart Spending Decisions Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/11/09/grim-comedy-from-mr-money-mustaches-junkmail/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsYou get THREE MONTHS FREE when you sign up for a year, but you have to go to MightyNetworks.com/OFD Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 30, 2019 • 8min
892: How to Pay for College if You Started Saving Too Late by Philip Taylor of PT Money on Education Expenses
Philip Taylor of PT Money shares how to pay for college if you started saving too late.Episode 892: How to Pay for College if You Started Saving Too Late by Philip Taylor of PT Money on Education ExpensesPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/how-to-pay-for-college/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFind out how close you are to achieving your financial goals at halpernfinancial.com/ofd. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 29, 2019 • 8min
891: That's The Way I Want To Go by Craig Stephens of Retire Before Dad on Retirement Lifestyle & Happiness
Craig Stephens of Retire Before Dad shares the way he wants to go.Episode 891: That's The Way I Want To Go by Craig Stephens of Retire Before Dad on Retirement Lifestyle & HappinessCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/thats-the-way-i-want-to-go/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 26, 2019 • 8min
890: Man vs. Wife: How We Think About Spending by Nick True of Mapped Out Money on Frugality & Financial Decisions
Nick True of Mapped Out Money shares how him and his wife think about spending.Episode 890: Man vs. Wife: How We Think About Spending by Nick True of Mapped Out Money on Frugality & Financial DecisionsNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/man-vs-wife-how-we-think-about-spending/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 25, 2019 • 9min
889: The Average New Car Price Is Unbelievably High by Sam of Financial Samurai on Depreciating Auto Values
Sam of Financial Samurai shares why the average new car price is unbelievably high.Episode 889: The Average New Car Price Is Unbelievably High by Sam of Financial Samurai on Depreciating Auto ValuesSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/average-new-car-price/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsCreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal online dashboard, and more. Get a free 15-minute credit analysis at: https://www.creditrepair.com/?tid=17191 Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 24, 2019 • 8min
888: How Much Do You Really Need In Your Emergency Fund? by Kelley Long with Financial Finesse on Rainy Day Money
Kelley Long with Financial Finesse shares how much you really need in your emergency fund.Episode 888: How Much Do You Really Need In Your Emergency Fund? by Kelley Long with Financial Finesse on Rainy Day MoneyAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2017/08/02/emergency-fund/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFind out how close you are to achieving your financial goals at halpernfinancial.com/ofd. Learn more about your ad choices. Visit megaphone.fm/adchoices
