Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Sep 3, 2019 • 8min
917: Turn the AC Off and Acclimate Your Bloody Self by Chris Reining on Saving Money on Utilities
Chris Reining shares why you should turn the AC off and acclimate your bloody self. Episode 917: Turn the AC Off and Acclimate Your Bloody Self by Chris Reining on Saving Money on Utilities Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/turn-the-ac-off-and-acclimate-your-bloody-self/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsVisit Eyeconic.com/OFD to shop name brand glasses, contacts, and sunglasses and save money when you apply your insurance. No insurance? Use the code OFD to get 10% off your entire order! Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 2, 2019 • 7min
916: Investing FOMO and Dollar Cost Averaging by Jamela of JamCafe on Improving Personal Finance Knowledge
Jamela Thompson of JamCafe shares her thoughts on investing FOMO and dollar cost averaging. Episode 916: Investing FOMO and Dollar Cost Averaging by Jamela of JamCafe on Improving Personal Finance Knowledge Jamela Thompson is a restoration ecologist, hiker, and plant lover. She is an advocate for frugal living and travel and to provide others with resources to achieve both. The original post is located here: https://jamcafe.blog/2019/08/06/investing-fomo-and-dollar-cost-averaging/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsCreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal online dashboard, and more. Get a free 15-minute credit analysis at: https://www.creditrepair.com/?tid=17191 Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 30, 2019 • 7min
915: Geographic Arbitrage and an Early Retirement Preview by The Mad Fientist on Financial Independence & Traveling
The Mad Fientist shares a preview to early retirement and reasons to move abroad.Episode 915: Geographic Arbitrage and an Early Retirement Preview by The Mad Fientist on Financial Independence & TravelingThe Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier.Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast.The original post is located here: https://www.madfientist.com/early-retirement-previewPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsMake a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 29, 2019 • 7min
914: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Emergency Funds
J. Money of Budgets Are Sexy shares how to get comfortable investing your savings. Episode 914: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Emergency Funds J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/get-comfortable-investing-savings/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsMake a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 28, 2019 • 8min
913: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits
Craig Stephens of Retire Before Dad shares 6 habits of above average retirement savers. Episode 913: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/6-habits-above-average-retirement-savers/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsMake a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 27, 2019 • 9min
912: When is the Best Time to Retire? by David Warren with MoneyMiniBlog on Diversified Portfolio for Early Retirement
David Warren with Money Mini Blog shares the best time to retire. Episode 912: When is the Best Time to Retire? by David Warren with MoneyMiniBlog on Diversified Portfolio for Early Retirement Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/retirement/best-time-to-retire/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 26, 2019 • 9min
911: How to Invest a Million Dollars AND What Financial Health Means to Me (How I Ruined My Honeymoon) by Nick True
2 short posts from Nick True of Mapped Out Money where he shares how to invest a million dollars and how he ruined his honeymoon. Episode 911: How to Invest a Million Dollars AND What Financial Health Means to Me (How I Ruined My Honeymoon) by Nick True Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original posts are located here: https://mappedoutmoney.com/invest-million-dollars/ & https://mappedoutmoney.com/financial-health-means/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 23, 2019 • 8min
910: 6 Ways To Beat Financial Stress That Have Nothing To Do With Money by Cynthia Meyer of Financial Finesse
Cynthia Meyer with Financial Finesse shares 6 ways to beat financial stress that have nothing to do with money. Episode 910: 6 Ways To Beat Financial Stress That Have Nothing To Do With Money by Cynthia Meyer of Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2017/09/25/6-ways-to-beat-financial-stress-that-have-nothing-to-do-with-money/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 22, 2019 • 8min
909: Winter Is The Absolute Best Time To Buy A House by Sam of Financial Samurai on Real Estate Investing & Home Buying
Sam of Financial Samurai shares why winter is the absolute best time to buy a house. Episode 909: Winter Is The Absolute Best Time To Buy A House by Sam of Financial Samurai on Real Estate Investing & Home Buying Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/winter-best-time-to-buy-a-house/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 21, 2019 • 7min
908: The Reluctant Financial Voyeur by Grumpus Maximus on Frugality & Building Wealth for Early Retirement
Grumpus Maximus on the reluctant financial voyeur. Episode 908: The Reluctant Financial Voyeur by Grumpus Maximus on Frugality & Building Wealth for Early Retirement Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon. The original post is located here: https://grumpusmaximus.com/reluctant-voyeur-foreclosure/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsYou get THREE MONTHS FREE when you sign up for a year, but you have to go to MightyNetworks.com/OFD Learn more about your ad choices. Visit megaphone.fm/adchoices
