Optimal Finance Daily - Financial Independence and Money Advice

Darrow Kirkpatrick of Can I Retire Yet shares the 3 unknowns that dominate your retirement calculation. Episode 947: The 3 Unknowns that Dominate Your Retirement Calculation by Darrow Kirkpatrick of Can I Retire Yet on Finances Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/the-3-unknowns-that-dominate-your-retirement-calculation/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares why you shouldn't eat the doughnut. Episode 946: Don't Eat the Doughnut by Craig Stephens of Retire Before Dad on Personal Finance Advice Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.  The original post is located here: https://www.retirebeforedad.com/dont-eat-doughnut/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares that most people lose money in the stock market.  Episode 945: Stocks - Part III: Most People Lose Money In The Market by JL Collins on Smart Investing for Long-Term Wealth Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original post is located here:https://jlcollinsnh.com/2012/04/25/stocks-part-iii-most-people-lose-money-in-the-market/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares how to overcome struggles, be happier and take control of your life.  Episode 944: How to Overcome Struggles, Be Happier and Take Control of Your Life by Kalen Bruce of MoneyMiniBlog on Investing Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/investing/overcome-struggles-control-your-life/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Elissa Bass with Get Rich Slowly shares why gym memberships can be a smart investment. Episode 943: Why Gym Memberships Can Be A Smart Investment by Elissa Bass with Get Rich Slowly on Investing in Health J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/investing-in-your-health/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares why retire early and if you can do it.  Episode 942: Why Retire Early, and Can You Do It? by Chris Reining on How To Achieve Financial Independence Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/why-retire-early-and-can-you-do-it/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Eggstack shares his thoughts on the number one financial regret. Episode 941: Number One Financial Regret by Mike Ballew of EggStack on How To Save Enough Money for Retirement Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2019-09-22-Number-One-Financial-Regret/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares how to get rich with your local public library. Episode 940: Get Rich With: Your Local Public Library by Mr. Money Mustache on Saving Money on Books & Education Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/11/08/get-rich-with-the-library/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money shares how to be rich and happy by getting rid of this bias.  Episode 939: Want to be Rich and Happy? Then Get Rid of This Bias by Nick True of Mapped Out Money on Sunk Cost Fallacy Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.  The original post is located here: https://mappedoutmoney.com/get-rid-of-this-inner-bias/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Lisa with Budgets Are Sexy shares how to think like an extreme couponer. Episode 938: How to Think Like an Extreme Couponer by Lisa with Budgets Are Sexy on Saving Money & Frugality J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/how-to-think-like-an-extreme-couponer/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices