

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

May 27, 2020 • 9min
1174: Improving Financial Health: Changing Your Money Mindset AND Cash Tips: Moneytime by Harry Stout of Financial Verse
Harry Stout of Financial Verse shares his thoughts on changing your money mindset and cash tips.Episode 1174: Improving Financial Health: Changing Your Money Mindset AND Cash Tips: Moneytime by Harry Stout of Financial VerseHarry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia.Harry is the author of the upcoming book - The FinancialVerse - A Common Sense Approach for Your Money to be published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors.The original posts are located here: https://www.financialverse.com/post/improving-financial-health-changing-your-money-mindset & https://www.financialverse.com/post/cash-tips-moneytime-you-need-moreVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

May 26, 2020 • 10min
1173: Mastering the Fear of Stocks by Darrow Kirkpatrick of Can I Retire Yet on Investing for Financial Independence
Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on mastering the fear of stocks.Episode 1173: Mastering the Fear of Stocks by Darrow Kirkpatrick of Can I Retire Yet on Investing for Financial IndependenceDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/mastering-the-fear-of-stocks/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

May 25, 2020 • 8min
1172: Can Regular People With Regular Boring Jobs Retire Early Too? by Chris Reining on Financial Independence
Chris Reining shares if regular people with boring jobs can retire early too.Episode 1172: Can Regular People With Regular Boring Jobs Retire Early Too? by Chris Reining on Financial IndependenceChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/can-regular-people-with-regular-boring-jobs-retire-early-too/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

May 24, 2020 • 8min
1171: [Part 2] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Organizing Your Finances
Kumiko of The Budget Mom shares how to organize your financial clutter. This is part 2 of 2.Episode 1171: [Part 2] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Organizing Your FinancesKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/how-to-organize-your-financial-clutter/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

May 23, 2020 • 8min
1170: [Part 1] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Decluttering Your Finances
Kumiko of The Budget Mom shares how to organize your financial clutter. This is part 1 of 2.Episode 1170: [Part 1] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Decluttering Your FinancesKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/how-to-organize-your-financial-clutter/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

May 22, 2020 • 9min
1169: Saving for Long Term Goals: How to Make Progress (Even with Boring Goals) by Alexa Mason with The College Investor
Alexa Mason with The College Investor shares how to make progress even with boring goals.Episode 1169: Saving for Long Term Goals: How to Make Progress (Even with Boring Goals) by Alexa Mason with The College InvestorRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/17299/saving-for-long-term-goals-how-to-make-progress/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

May 21, 2020 • 10min
1168: Don't Get Caught In the Dollar Cost Averaging Trap by Phil Town of Rule One Investing on Stock Investing Ideas
Phil Town of Rule One Investing shares why to not get caught in the dollar cost averaging trap.Episode 1168: Don't Get Caught In the Dollar Cost Averaging Trap by Phil Town of Rule One Investing on Stock Investing IdeasPhil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC.The original posts are located here:https://www.ruleoneinvesting.com/blog/how-to-invest/dollar-cost-averaging-vs-payback-time/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

May 20, 2020 • 10min
1167: Never Regret a Paid Off Debt by Craig Stephens of Retire Before Dad on How to Design a Debt-Free Lifestyle
Craig Stephens of Retire Before Dad shares why you should never regret a paid off debt.Episode 1167: Never Regret a Paid Off Debt by Craig Stephens of Retire Before Dad on How to Design a Debt-Free LifestyleCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/never-regret-paid-off-debt/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

May 19, 2020 • 9min
1166: What a Retired Army Colonel Taught Me About Money by Kalen Bruce of Money Mini Blog on Financial Advice
Kalen Bruce of Money Mini Blog shares what a retired Army Colonel taught him about money.Episode 1166: What a Retired Army Colonel Taught Me About Money by Kalen Bruce of Money Mini Blog on Financial AdviceKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: http://moneyminiblog.com/investing/retired-army-colonel-taught-money/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

May 18, 2020 • 9min
1165: To Automate, or Not to Automate by April Dykman with Get Rich Slowly on Personal Finance Automation Downsides
April Dykman with Get Rich Slowly shares her thoughts on to automate or not to automate.Episode 1165: To Automate, or Not to Automate by April Dykman with Get Rich Slowly on Personal Finance Automation DownsidesJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/to-automate-or-not-to-automate/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices


