Optimal Finance Daily - Financial Independence and Money Advice

Harry Stout of Financial Verse shares his thoughts on developing better money habits.Episode 1204: Improving Financial Health: Developing Better Money Habits by Harry Stout of Financial Verse on Building WealthHarry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia.Harry is the author of the book - The FinancialVerse - A Common Sense Approach for Your Money published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors.The original post is located here: https://www.financialverse.com/post/improving-financial-health-developing-better-money-habitsVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares how to become financially independent.Episode 1203: How to Become Financially Independent by ESI of ESI Money on How To Find The Big Levers for Early RetirementESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/how-to-become-financially-independent/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Dancy of Dancy With Money shares how to strategically use credit cards and the pain of paying with cash.Episode 1202: How To Strategically Use Credit Cards AND The Pain of Paying: Carrying Cash by Philip Dancy of Dancy with MoneyPhilip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his career in New York City and getting his first check, he understood that this “adulting” life wasn’t going to be simple. However, the one thing he knew he had to do was create a budget for himself. Through a period of trial and error, Philip was able to establish a solid foundation. As a result, Philip reached a point where he was comfortable and on a trajectory towards financial freedom. Philip’s main goal is to help millennials and Gen Z’ers (but ultimately everyone) establish a strong financial foundation through coaching while helping them turn steps into strides.The original posts are located here: https://dancywithmoney.com/blog/how-to-strategically-use-credit-cards & https://dancywithmoney.com/blog/the-pain-of-paying-carrying-cashVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares a system for automating your personal finances.Episode 1201: A System for Automating Your Personal Finances by Chris Reining on How To Simplify Your Financial LifeChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/a-system-for-automating-your-personal-finances/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares a surprising contender for tax-efficient retirement saving.Episode 1200: A Surprising Contender for Tax-Efficient Retirement Saving by Darrow Kirkpatrick of Can I Retire YetDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/surprising-contender-for-tax-efficient-retirement-saving/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 posts from J. Money of Budgets Are Sexy on personal finance advice.Episode 1199: Can You Imagine AND When You're On The Right Track by J. Money of Budgets Are Sexy on Personal Finance AdviceJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original posts are located here: http://www.budgetsaresexy.com/can-you-imagine/ & http://www.budgetsaresexy.com/when-youre-on-the-right-track/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Joel of 5AM Joel shares if it is selfish to pay yourself first.Episode 1198: Is it Selfish to Pay Yourself First? by Joel of 5AM Joel on How To Prioritize Saving Your MoneyJoel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.The original post is located here: http://5amjoel.com/pay-yourself-first/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Phil Town of Rule One Investing shares the fundamentals of investing from Warren Buffett's 2013 letter.Episode 1197: The Fundamentals of Investing From Warren Buffett's 2013 Letter by Phil Town of Rule One Investing on Value StocksPhil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC.The original posts are located here:https://www.ruleoneinvesting.com/blog/how-to-invest/warren-buffetts-2013-letter/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares why you should never depend on a single income.Episode 1196: Never Depend on a Single Income by Craig Stephens of Retire Before Dad on How to Create Multiple Revenue StreamsCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/never-depend-on-a-single-income/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 posts from Dawn Starks of SimpleMoney on what to do first to fix your debt and why you should give your money a job.Episode 1195: Want to Fix Your Debt? Do This One Thing First AND Give Your Money a Job by Dawn Starks of Simple Money ProDawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.The original posts are located here: https://simplemoneypro.com/blog/want-fix-debt-one-thing-first/ & https://simplemoneypro.com/blog/give-money-job/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices