Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Sep 4, 2020 • 9min
1274: How To Figure Out What You Can Safely Withdraw In Retirement by Michael Smith with Financial Finesse on 4% Rule
Michael Smith with Financial Finesse shares how to figure out what you can safely withdraw in retirement.Episode 1274: How To Figure Out What You Can Safely Withdraw In Retirement by Michael Smith with Financial Finesse on 4% RuleAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2018/09/14/how-to-figure-out-what-you-can-safely-withdraw-in-retirement/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 3, 2020 • 8min
1273: Should You Accelerate Paying Off Your Mortgage? by Dawn Starks of Simple Money Pro on Pay Down Debt or Invest
Dawn Starks of SimpleMoney explores whether or not it's a good decision to accelerate mortgage payments.Episode 1273: Should You Accelerate Paying Off Your Mortgage? by Dawn Starks of Simple Money Pro on Pay Down Debt or InvestDawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.The original post is located here: https://simplemoneypro.com/blog/should-you-accelerate-paying-off-your-mortgage/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 2, 2020 • 9min
1272: How Can You Use Values To Make the Best Money Decisions? by Amanda with Women Who Money on Intentional Spending
Amanda of Women Who Money help us to make good financial decisions by using our values as a compass.Episode 1272: How Can You Use Values To Make the Best Money Decisions? by Amanda with Women Who Money on Intentional SpendingAmanda is a team member of Women Who Money and the founder and blogger behind Why We Money.Amanda loves writing about happiness, values, money, and real estate. She was a social worker before she became a stay-at-home parent and experienced side hustler 19 years ago. Amanda also writes for a local, family-owned real-estate brokerage.When Amanda’s not writing, she’s traveling, hiking, biking, gardening, and volunteering with several of her favorite local organizations. Her most cherished time is spent with her husband and her 17 and 19-year-old kids.The original post is located here:https://womenwhomoney.com/values-money-decisions/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 1, 2020 • 8min
1271: How To Invest When The Stock Market Is Going Up by The Finance Twins on Asset Allocation & Index Fund Investing
The Finance Twins share what to do when stocks go up.Episode 1271: How To Invest When The Stock Market Is Going Up by The Finance Twins on Asset Allocation & Index Fund InvestingCamilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.The original post is located here:https://thefinancetwins.com/how-to-invest-when-the-stock-market-is-going-up/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 31, 2020 • 10min
1270: 5 Habits that Set the Wealthy Apart by Derick Van Ness of Big Life Financial on A System for Saving Money
Derick Van Ness of Big Life Financial shares 5 habits that set the wealthy apart.Episode 1270: 5 Habits that Set the Wealthy Apart by Derick Van Ness of Big Life Financial on A System for Saving MoneyDerick Van Ness is a Wealth Strategist who is passionate about helping people reach their full potential. His company, Big Life Financial is focused on removing the mystery and misinformation surrounding money and financial strategy so people can live their BIGGEST LIFE!Derick’s company can help anyone but is specifically focused on small business owners, and has already helped 1000’s of them to create financial certainty and confidence.His mission is to eradicate that fear and fundamentally change the way that people think about and utilize money within the next generation.The original post is located here: https://www.biglifefinancial.com/blog/2019/2/9-habits-that-set-the-wealth-apartVisit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 30, 2020 • 8min
1269: [Part 2] Guide To Personal Financial Wellness by William Johnson with Flex Cents on Insurance & Estate Planning
William Johnson of Flex Cents shares a guide to personal financial wellness. This is part 2 of 2Episode 1269: [Part 2] Guide To Personal Financial Wellness by William Johnson with Flex Cents on Insurance & Estate PlanningArt is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinking about moving out of their parents’ homes and began looking at houses to buy. Knowing that there are others who have reached financial independence changed the outlook of their lives for the better. He couldn’t contain his excitement and created Flexcents as a way to share it with as many people as possible.Both his wife and him are now striving towards financial independence and are creating a life they cannot wait to live each day.The original post is located here: https://www.flexcents.com/guide-to-personal-financial-wellness/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 29, 2020 • 9min
1268: [Part 1] Guide To Personal Financial Wellness by William Johnson with Flex Cents on Budgeting & Paying Off Debt
William Johnson of Flex Cents shares a guide to personal financial wellness. This is part 1 of 2Episode 1268: [Part 1] Guide To Personal Financial Wellness by William Johnson with Flex Cents on Budgeting & Paying Off DebtArt is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinking about moving out of their parents’ homes and began looking at houses to buy. Knowing that there are others who have reached financial independence changed the outlook of their lives for the better. He couldn’t contain his excitement and created Flexcents as a way to share it with as many people as possible.Both his wife and him are now striving towards financial independence and are creating a life they cannot wait to live each day.The original post is located here: https://www.flexcents.com/guide-to-personal-financial-wellness/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 28, 2020 • 8min
1267: Investing Expectations Vs. Reality by Phil Town of Rule One Investing on Sound Long-Term Investment Advice
Phil Town of Rule One Investing breaks down the expectations of investing versus the realities.Episode 1267: Investing Expectations Vs. Reality by Phil Town of Rule One Investing on Sound Long-Term Investment AdvicePhil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC.The original post is located here:https://www.ruleoneinvesting.com/blog/investing-news-and-tips/investing-expectations-vs-reality/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 27, 2020 • 9min
1266: Strive To Wake Up And Do Nothing (With Your Finances) by Craig Stephens of Retire Before Dad on Simplifying Money
Craig Stephens of Retire Before Dad encourages us to be able to wake up and do nothing (with our finances).Episode 1266: Strive To Wake Up And Do Nothing (With Your Finances) by Craig Stephens of Retire Before Dad on Simplifying MoneyCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/wake-up-and-do-nothing/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 26, 2020 • 9min
1265: Tax-Gain Harvesting AND Free Ivy League Degree by The Mad Fientist on Investment Tax Advice & Education
The Mad Fientist shares his thoughts on tax-gain harvesting and how to acquire a free ivy league education.Episode 1265: Tax-Gain Harvesting AND Free Ivy League Degree by The Mad Fientist on Investment Tax Advice & EducationThe Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier.Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast.The original posts are located here: https://www.madfientist.com/tax-gain-harvesting/ & https://www.madfientist.com/free-ivy-league-degree/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
