

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Dec 11, 2020 • 11min
1372: 7 Rules for Growing Slow (But Sustainable) Wealth by The Editors of Get Rich Slowly
The Editors of Get Rich Slowly share 7 rules for slow and sustainable financial growth.Episode 1372: 7 Rules for Growing Slow (But Sustainable) Wealth by The Editors of Get Rich SlowlyJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/7-rules-for-growing-slow-but-sustainable-wealth/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 10, 2020 • 10min
1371: The Diderot Effect: How Buying Fuels Itself by Paula Pant of Afford Anything
Paula Pant of Afford Anything elaborates on the Diderot Effect.Episode 1371: The Diderot Effect: How Buying Fuels Itself by Paula Pant of Afford AnythingPaula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.The original post is located here:https://affordanything.com/the-diderot-effect-how-buying-fuels-itself/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

6 snips
Dec 9, 2020 • 11min
1370: Dave Ramsey's Baby Steps Explained by Jeff Rose of Good Financial Cents on Financial Planning Process
Discover the essentials of Dave Ramsey's Baby Steps for effective financial planning. Learn how to build an emergency fund, eliminate debt, and save for the future. Jeff Rose breaks down a structured, seven-step approach that empowers listeners to achieve financial independence. Each step is crucial for creating stability and fostering future investments. Tune in for insights that can transform your financial journey!

Dec 8, 2020 • 11min
1369: Am I Too Old to Invest with a Roth IRA AND Budgeting - An Easier, Smarter Way by Philip Taylor of PTMoney
Philip Taylor of PT Money shares two articles covering budgeting and when it's too late to invest in Roth IRAs.Episode 1369: Am I Too Old to Invest with a Roth IRA AND Budgeting - An Easier, Smarter Way by Philip Taylor of PTMoneyPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original posts are located here: https://ptmoney.com/too-old-for-roth-ira/ & https://ptmoney.com/budgeting-an-easier-smarter-way/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 7, 2020 • 13min
1368: How to Make Good Financial Decisions by Derick Van Ness of Big Life Financial on Investment Vehicle Advice
Derick Van Ness of Big Life Financial tells us how we can make good financial decisions.Episode 1368: How to Make Good Financial Decisions by Derick Van Ness of Big Life Financial on Investment Vehicle AdviceDerick Van Ness is a Wealth Strategist who is passionate about helping people reach their full potential. His company, Big Life Financial is focused on removing the mystery and misinformation surrounding money and financial strategy so people can live their BIGGEST LIFE!Derick’s company can help anyone but is specifically focused on small business owners, and has already helped 1000’s of them to create financial certainty and confidence.His mission is to eradicate that fear and fundamentally change the way that people think about and utilize money within the next generation.The original post is located here: https://www.biglifefinancial.com/blog/2019/11/4/how-to-make-good-financial-decisionsVisit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 6, 2020 • 10min
1367: Freezing Weather, Tire Pressure, Costco Fail, and a Money Saving Tip by ESI of ESI Money
ESI of ESI Money offers a money saving tip with a few other unexpected topics sprinkled in. Episode 1367: Freezing Weather, Tire Pressure, Costco Fail, and a Money Saving Tip by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/freezing-weather-tire-pressure-costco-fail-and-a-money-saving-tip/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group and Join the Ol' Family to get your Free Gifts! Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 5, 2020 • 10min
1366: In Praise of Laziness by Jacob Lund Fisker of Early Retirement Extreme
Jacob Lund Fisker of Early Retirement Extreme praises laziness. Episode 1366: In Praise of Laziness by Jacob Lund Fisker of Early Retirement Extreme Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life. The original post is located here: http://earlyretirementextreme.com/in-praise-of-laziness.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group and Join the Ol' Family to get your Free Gifts! Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 4, 2020 • 13min
1365: The Fischer Random Chess Stock Market by Vitaliy Katsenelson of Contrarian Edge
Vitaliy Katsenelson of Contrarian Edge talks about the Fischer random chess stock market. Episode 1365: The Fischer Random Chess Stock Market by Vitaliy Katsenelson of Contrarian Edge Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/the-fischer-random-chess-stock-market/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group and Join the Ol' Family to get your Free Gifts! Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 3, 2020 • 10min
1364: How Building One Little Habit Can Net You Half a Million by Chris Reining on Self Control
Chris Reining teaches us one habit than can help net half a million dollars.Episode 1364: How Building One Little Habit Can Net You Half a Million by Chris Reining on Self ControlChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/little-habit/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 2, 2020 • 10min
1363: How Investment Newsletters "Beat" the Market by Darrow Kirkpatrick of Can I Retire Yet
Darrow Kirkpatrick talks about how investment newsletters "beat" the market.Episode 1363: How Investment Newsletters "Beat" the Market by Darrow Kirkpatrick of Can I Retire YetDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/how-investment-newsletters-beat-the-market/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


