

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Apr 9, 2021 • 10min
1491: Q&A with Diania Merriam - Where Should I Keep Short-Term Savings & Financially Supporting Loved Ones
Diania Merriam answers two listener questions about short-term savings and financially supporting loved ones.Episode 1491: Q&A with Diania Merriam - Where Should I Keep Short-Term Savings & Financially Supporting Loved Ones Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 8, 2021 • 9min
1490: 5 Thoughts on Financial Freedom (My 3 Year Update) by Chris Reining on Early Retirement and Security
Chris Reining provides his three year update, sharing five thoughts on financial freedom.Episode 1490: 5 Thoughts on Financial Freedom (My 3 Year Update) by Chris Reining on Early Retirement and SecurityChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/3-year-update/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 7, 2021 • 9min
1489: What are Your Money Milestones by ESI on Financial Strategies and Wealth
ESI of ESI Money encourages you to reflect on your money milestones and what it will take to hit them. Episode 1489: What are Your Money Milestones by ESI on Financial Strategies and Wealth ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/what-are-your-money-milestones/ With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/OFD. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 6, 2021 • 11min
1488: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexy
Brad of Budgets Are Sexy shares financial advice from the in-flight safety handbook. Episode 1488: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://www.budgetsaresexy.com/financial-advice-from-the-in-flight-safety-handbook/ With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/OFD. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 5, 2021 • 11min
1487: Financial Reset: Setting New Financial Goals by Andrea Joy of Saving Joyfully
Andrea Joy of Saving Joyfully talks about setting new financial goals. Episode 1487: Financial Reset: Setting New Financial Goals by Andrea Joy of Saving Joyfully Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/financial-reset-setting-new-financial-goals/ Stream live TV from over 100 channels that you love, contract free. Go to fubotv.com/optimal for 15% off your first month and a free trial. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 4, 2021 • 10min
1486: 5 Ways to Get a Mortgage Without Private Mortgage Insurance by Jeff Rose of Good Financial Cents
Jeff Rose teaches you 5 ways to get a mortgage without Private Mortgage Insurance. Episode 1486: 5 Ways to Get a Mortgage Without Private Mortgage Insurance by Jeff Rose of Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/private-mortgage-insurance-pmi-avoid-mortgage-without/ Stream live TV from over 100 channels that you love, contract free. Go to fubotv.com/optimal for 15% off your first month and a free trial. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 3, 2021 • 11min
1485: Is Having Multiple Bank Accounts a Good Idea by Amanda of Women Who Money on Money Management
Amanda of Women Who Money discusses whether or not it's a good idea to have multiple bank accounts. Episode 1485: Is Having Multiple Bank Accounts a Good Idea by Amanda of Women Who Money on Money Management The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/multiple-bank-accounts/ Stream live TV from over 100 channels that you love, contract free. Go to fubotv.com/optimal for 15% off your first month and a free trial. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 2, 2021 • 10min
1484: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Personal Finance
Fritz Gilbert asks Alexa for help on how he can get rich. Episode 1484: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Personal Finance Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financial and non-aspects required to live a great life in retirement. Follow him at his blog, TheRetirementManifesto, or on Twitter and Facebook. The original post is located here: https://www.theretirementmanifesto.com/alexa-how-can-i-get-rich/ Stream live TV from over 100 channels that you love, contract free. Go to fubotv.com/optimal for 15% off your first month and a free trial. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 1, 2021 • 10min
1483: Affording Your Undergrad Life: 7 Tips for College Money Management by Alyssa Abel with MoneyMiniBlog
Alyssa Abel of Money Mini Blog provides 7 tips for college money management.Episode 1483: Affording Your Undergrad Life: 7 Tips for College Money Management by Alyssa Abel with MoneyMiniBlogKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: https://moneyminiblog.com/college/college-money-management/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 31, 2021 • 11min
1482: Reduce Your Household Budget by 34.5 percent with the Family Bank by Chris Odegard of The Prolific Investor
Chris Odegard of The Prolific Investor tells you how you can reduce your household budget by 34.5% Episode 1482: Reduce Your Household Budget by 34.5 percent with the Family Bank by Chris Odegard of The Prolific Investor Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity. The original post is located here: https://theprolificinvestor.net/19-reduce-your-household-budget-by-34-5-with-the-family-bank/ Stream live TV from over 100 channels that you love, contract free. Go to fubotv.com/optimal for 15% off your first month and a free trial. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


