Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
May 9, 2021 • 15min
1521: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Creating Extra Income Streams
Paula Pant of Afford Anything breaks investing down to its foundation. Episode 1521: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Creating Extra Income Streams Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/investing-broken-down-to-its-ridiculously-simple-core/ With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/OFD. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 8, 2021 • 12min
1520: The Definition of Financial Success is Not So Obvious by Craig Stephens of RetireBeforeDad
Craig Stephens of Retire Before Dad reminds us that the definition of financial success is not so obvious. Episode 1520: The Definition of Financial Success is Not So Obvious by Craig Stephens of RetireBeforeDad Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/definition-financial-success/ Gusto offers modern, easy payroll and benefits to small businesses across the country. Get in touch now and get three months free when you run your first payroll. Just go to gusto.com/ofd. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 7, 2021 • 11min
1519: Six Best Ways to Start Getting Your Finances on Track by Andrea Joy of Saving Joyfully
Andrea Joy of Saving Joyfully shares the six best ways to start getting your finances on track.Episode 1519: Six Best Ways to Start Getting Your Finances on Track by Andrea Joy of Saving JoyfullyAndrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.The original post is located here: https://savingjoyfully.com/5-important-things-about-getting-out-of-debt/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 6, 2021 • 11min
1518: The Seven Deadly Sins of Investing by J Money of Budgets Are Sexy on Investment Strategies
J. Money of Budgets Are Sexy shares the seven deadly sins of investing. Episode 1518: The Seven Deadly Sins of Investing by J Money of Budgets Are Sexy on Investment Strategies J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://www.budgetsaresexy.com/7-deadly-sins-investing/ For a limited time, BitTrust IRA is waiving the signup fee for OFD listeners - a $50 value. Go to BitTrustIRA.com/OFD to trade tax-free within your BitTrust crypto IRA. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 5, 2021 • 10min
1517: What is a Family Trust and Should You Set One Up by Jeff Rose of Good Financial Cents
Jeff Rose talks about family trusts and whether or not you should set one up. Episode 1517: What is a Family Trust and Should You Set One Up by Jeff Rose of Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/family-trust-benefits-setting-up-trust/ Stream live TV from over 100 channels that you love, contract free. Go to fubotv.com/optimal for 15% off your first month and a free trial. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 4, 2021 • 11min
1516: Make Small Progress Every Day by ESI Money on Goal Setting and Financial Independence
ESI of ESI Money encourages you to focus on making small progress each day towards financial independence.Episode 1516: Make Small Progress Every Day by ESI Money on Goal Setting and Financial IndependenceESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/make-small-progress-every-day/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 3, 2021 • 10min
1515: Risk Gets the Reward by Chris Reining on Investing Money For Your Risk Profile
Chris Reining talks about the value of risky investments.Episode 1515: Risk Gets the Reward by Chris Reining on Investing Money For Your Risk ProfileChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/risk-reward/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 2, 2021 • 12min
1514: The Top Relationship Money Mistake to Avoid in Your 20s by Jess of Money Mini Blog
Jess Chua of Money Mini Blog shares the top relationship money mistake that twenty somethings must avoid. Episode 1514: The Top Relationship Money Mistake to Avoid in Your 20s by Jess of Money Mini Blog Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: https://moneyminiblog.com/money-mistakes/top-relationship-money-mistake-20s/ Keep your money safe with Vaulted - an easy to use web app that allows you to purchase and save gold at the tap of a finger. Sign up for an account today at vaulted.com/optimal Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 1, 2021 • 9min
1513: 5 Ways to Involve Kids in the Family Budget by Chelsea of Smart Money Mamas on Children and Money
Chelsea Brennan of Smart Money Mamas tells us five ways to involve kids in the family budget. Episode 1513: 5 Ways to Involve Kids in the Family Budget by Chelsea of Smart Money Mamas on Children and Money Chelsea Brennan is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives. The original post can be found here: https://smartmoneymamas.com/5-ways-to-involve-kids-in-the-family-budget/ Get 1 free year and save 10% on your purchase on Fiverr Business. Just go to Fiverr.com/business and use promo code OFD Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 30, 2021 • 10min
1512: 4 Reasons Why You Can't Stop Shopping and What to Do About It by Jennifer of Simply Fiercely
Jennifer of Simply Fiercely shares 4 reasons why you can't stop shopping, and what to do about it. Episode 1512: 4 Reasons Why You Can't Stop Shopping and What to Do About It by Jennifer of Simply Fiercely Jennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a reformed shopaholic turned minimalist and believes that clearing out the clutter is a vital part of creating a life you love. The original post is located here: https://www.simplyfiercely.com/stop-shopping/ With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/OFD. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
