

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Jun 18, 2021 • 10min
1561: Earn More Money and More Time - Eliminate the Time Wasters by Brian Tracy on Time Management
Brian Tracy tells us how to earn more money and more time by eliminating time wasters Episode 1561: Earn More Money and More Time - Eliminate the Time Wasters by Brian Tracy on Time Management Brian Tracy's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. BrianTracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the US, Canada and 70 other countries worldwide. As a Keynote speaker and seminar leader, he addresses more than 250,000 people each year. He has studied, researched, written and spoken for 30 years in the fields of economics, history, business, philosophy and psychology. He is the top selling author of over 70 books that have been translated into dozens of languages. The original post is located here: https://www.briantracy.com/blog/time-management/earn-more-money-and-more-time-eliminate-the-time-wasters-time-management-skills-importance-of-time-management-quality-of-life/ See for yourself how one hundred fifty thousand investors have built a better portfolio with private real estate. It takes just a few minutes to get started. Go to Fundrise.com/OFD today Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 17, 2021 • 10min
1560: 5 Ways To Survive a Layoff by Jeff Rose of Good Financial Cents on Crisis Budgeting
Jeff Rose provides 5 tips to help you survive being laid off. Episode 1560: 5 Ways To Survive a Layoff by Jeff Rose of Good Financial Cents on Crisis Budgeting Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/how-to-prepare-for-layoff-laid-off/ Stream live TV from over 100 channels that you love, contract free. Go to fubotv.com/optimal for 15% off your first month and a free trial. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 16, 2021 • 11min
1559: You Are Your Own Worst Enemy by JD Roth of Get Rich Slowly on Cutting Back On Unnecessary Expenses
J.D. Roth with Get Rich Slowly talks about cutting back on unnecessary expensesEpisode 1559: You Are Your Own Worst Enemy by JD Roth of Get Rich Slowly on Cutting Back On Unnecessary ExpensesJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/you-are-your-own-worst-enemy/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 15, 2021 • 8min
1558: I've Paid Off Over 25 Thousand in Credit Card Debt by Michelle Schroeder Gardner of Making Sense of Cents
Michelle Schroeder-Gardner of Making Sense of Cents reflects on paying off over $25,000 in credit card debt.Episode 1558: I've Paid Off Over 25 Thousand in Credit Card Debt by Michelle Schroeder Gardner of Making Sense of CentsMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2012/02/ive-paid-off-over-25000-in-credit-card-debt.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 14, 2021 • 9min
1557: 5 Terrible Money Habits Keeping You Broke by Jen Hayes on Mindset Adjustments for Personal Finance
Jen Hayes shares 5 terrible money habits that will keep you broke.Episode 1557: 5 Terrible Money Habits Keeping You Broke by Jen Hayes on Mindset Adjustments for Personal FinanceA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/5-terrible-money-habits-keeping-you-broke/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 13, 2021 • 9min
1556: Retirement and Financial Independence Equals Apples and Oranges by Helene Massicotte of Free To Pursue
Helene Massicotte of Free To Pursue insists that retirement and financial independence equals apples and oranges. Episode 1556: Retirement and Financial Independence Equals Apples and Oranges by Helene Massicotte of Free To Pursue Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2016/6/22/retirement-and-financial-independence-apples-and-oranges With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/OFD. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 12, 2021 • 10min
1555: What to Do if You Can't Afford to Pay Your Bills by Kumiko of The Budget Mom on Financial Struggles
Kumiko of The Budget Mom tells you what to do if you can't afford to pay your billsEpisode 1555: What to Do if You Can't Afford to Pay Your Bills by Kumiko of The Budget Mom on Financial StrugglesKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/what-to-do-if-you-cant-afford-to-pay-your-bills/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 11, 2021 • 10min
1554: 5 Retirement Questions You Need To Ask by Scott Spann with Financial Finesse on The Cost of Retirement
Scott Spann with Financial Finesse gives you 5 retirement questions you need to ask yourself.Episode 1554: 5 Retirement Questions You Need To Ask by Scott Spann with Financial Finesse on The Cost of RetirementAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2015/09/21/5-retirement-questions-you-need-to-ask/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 10, 2021 • 10min
1553: Q&A with Diania Merriam - If a Market Crash is Coming Should I Change My Investing Strategy & Car Loans
Diania Merriam answers a listener's question about whether or not a market crash is coming soon and how to prepare. Episode 1553: Q&A with Diania Merriam - If a Market Crash is Coming Should I Change My Investing Strategy & Car Loans Ladder makes it impressively fast and easy to get covered with affordable life insurance. No hidden fees. Cancel any time. Go to LadderLife.com/OFD to see if you’re instantly approved. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 9, 2021 • 9min
1552: Playing Financial Chess by ESI Money on Building Financial Strategies for Your Future
ESI of ESI Money talks about the idea of financial chess and building financial strategies for the future. Episode 1552: Playing Financial Chess by ESI Money on Building Financial Strategies for Your Future ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/playing-financial-chess/ Get 1 free year and save 10% on your purchase on Fiverr Business. Just go to Fiverr.com/business and use promo code OFD Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


