

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Oct 15, 2021 • 10min
1680: The Revolution Has Begun by Paula Pant of Afford Anything on Finding Out How To Use Money As A Tool
Paula Pant of Afford Anything tells us how to use money as a tool Episode 1680: The Revolution Has Begun by Paula Pant of Afford Anything on Finding Out How To Use Money As A Tool Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/the-afford-anything-goal/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 14, 2021 • 10min
1679: How a Good Credit Score Helps You Build Wealth by Amy Beardsley with Smart Money Mamas
Amy Beardsley of Smart Money Mamas tells us how a good credit score helps to build wealthEpisode 1679: How a Good Credit Score Helps You Build Wealth by Amy Beardsley with Smart Money MamasChelsea Brennan is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives.The original post can be found here: https://smartmoneymamas.com/good-credit-score/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 13, 2021 • 10min
1678: How To Pay for College As An Adult by Alexa Mason with The College Investor on Money Management
Alexa Mason of The College Investor offers advice for how to pay for college as an adultEpisode 1678: How To Pay for College As An Adult by Alexa Mason with The College Investor on Money ManagementRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/19100/pay-college-adult/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 12, 2021 • 10min
1677: Debt Freedom Is Great But Payment Freedom Is Better by Chris of Keep Thrifty on Pathways to Payment Freedom
Chris of Keep Thrifty talks about why payment freedom is even better than debt freedomEpisode 1677: Debt Freedom Is Great But Payment Freedom Is Better by Chris of Keep Thrifty on Pathways to Payment FreedomChris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.The original post is located here: https://www.keepthrifty.com/payment-freedom/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 11, 2021 • 12min
1676: The Delay of Gratification - Reward and Regret by Amberly Grant with Fiology on Living Financially Independent
Amberly Grant with Fiology talks about the delay of gratification as it pertains to financial independenceEpisode 1676: The Delay of Gratification - Reward and Regret by Amberly Grant with Fiology on Living Financially IndependentFiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI.In addition, there is original content, financial coach references, and real money stories from real people from the Financial Independence Community.The original post is located here: https://www.fiology.com/delay-of-gratification/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 10, 2021 • 10min
1675: Should I Pay Off Debt or Invest by Chris Reining on Paying Off a House Early & Cost of College
Chris Reining answers a reader's question about paying off debt vs. investing. Episode 1675: Should I Pay Off Debt or Invest by Chris Reining on Paying Off a House Early & Cost of College Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/should-i-pay-off-debt-or-invest Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 9, 2021 • 11min
1674: How to Pay Yourself First AND Automate Your Finances by Ryan H Law on Setting Up Systems for Financial Success
Ryan H. Law shares two short posts covering how to pay yourself first and how to automate your financesEpisode 1674: How to Pay Yourself First AND Automate Your Finances by Ryan H Law on Setting Up Systems for Financial SuccessRyan's goal is to teach financial planners, coaches, and counselors how to use simple, evidence-based action steps to provide outstanding client care. He received his bachelor's degree from Utah State University in Family Finance. After he graduated he worked in the financial planning field for several years then decided to return to school. He received my master's degree in Personal Financial Planning from Texas Tech University. He is a CERTIFIED FINANCIAL PLANNER and an Accredited Financial CounselorHe currently teaches at Utah Valley University in the Financial Planning program where he teaches financial counseling courses and runs their on-campus Money Management Resource Center. He serves on the AFCPE (Association for Financial Counseling and Planning Education) Board of Directors where he has served as Treasurer and President. The original posts can be found here: https://ryanhlaw.com/how-to-pay-yourself-first/ & https://ryanhlaw.com/automate-your-finances/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 8, 2021 • 11min
1673: Save $50 a Day & Feel No Pain? Hmm I Dunno About That by J. Money of Budgets Are Sexy
J. Money of Budgets Are Sexy talks about the realities of saving Episode 1673: Save $50 a Day & Feel No Pain? Hmm I Dunno About That by J. Money of Budgets Are Sexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://www.budgetsaresexy.com/save-50-day-and-feel-no-pain-hmmi-dunno/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 7, 2021 • 10min
1672: Money Saving Hacks for Non Cheapskates by Renee of The Fun Sized Life on Creating Goals and working Backwards
Renee Benes of The Fun Sized Life shares money-saving hacks for people who aren't cheapskates Episode 1672: Money Saving Hacks for Non Cheapskates by Renee Benes of The Fun Sized Life on Creating Goals and working Backwards Renee is a minimalist mom, blogger, & coach. She and her husband downsized their house, paid off debt, started making money online, and now travel part-time with their kids. Her blog and online coaching is centered around helping other women to create this same lifestyle for themselves, both in their day to day living and in how they manage their money. The original post is located here: https://www.thefunsizedlife.com/saving-hacks/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 6, 2021 • 10min
1671: Invest Overview - Fueling Your Net Worth by ESI Money on The Keys and Stages To Investment Success
ESI of ESI Money talks about how to fuel your net worth with investing Episode 1671: Invest Overview - Fueling Your Net Worth by ESI Money on The Keys and Stages To Investment Success ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/invest-overview-fueling-your-net-worth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


