Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Dec 24, 2021 • 11min
1750: Where Should I Invest My Short-Term 'Stash by Mr. Money Mustache on Investing in Bonds & Money Market Accounts
Mr. Money Mustache shares his opinions and strategies for investing short-term cash.Episode 1750: Where Should I Invest My Short-Term 'Stash by Mr. Money Mustache on Investing in Bonds & Money Market AccountsMr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2011/06/07/where-should-i-invest-my-short-term-stash Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 23, 2021 • 10min
1749: Everyone Else Could Be Wrong by Steven Keys of Trip Of A Lifestyle on Financially Independent Thinking
Steven Keys of Trip of a Lifestyle talks about financially independent thinkingEpisode 1749: Everyone Else Could Be Wrong by Steven Keys of Trip Of A Lifestyle on Financially Independent ThinkingSince graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos.After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better.The original post is located here: https://www.tripofalifestyle.com/perspective/everyone-else-could-be-wrong/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 22, 2021 • 12min
1748: Make Your Money Work Hard, So You Don’t Have To by Victoria Sexton with Women Who Money on Investing Plans
Victoria Sexton of Women Who Money talks about investing for womenEpisode 1748: Make Your Money Work Hard, So You Don’t Have To by Victoria Sexton with Women Who Money on Investing PlansThe co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.They enjoy collaborating on original content and sharing great articles written by and for women.The original post is located here: https://womenwhomoney.com/reasons-women-need-investments/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 21, 2021 • 12min
1747: Does Remodeling Pay Off - Probably Not by Sam of Financial Samurai on Home Renovation Return on Investment
Sam of Financial Samurai tells you why remodeling probably doesn't pay offEpisode 1747: Does Remodeling Pay Off - Probably Not by Sam of Financial Samurai on Home Renovation Return on InvestmentSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/does-remodeling-pay-off-make-money/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 20, 2021 • 11min
1746: Why We Sold Our Fancy Car (the Acura NSX) by Mr. 1500 of 1500 Days on Simple Living & Financial Decisions
Mr. 1500 of 1500 Days talks about why he sold his fancy carEpisode 1746: Why We Sold Our Fancy Car (the Acura NSX) by Mr. 1500 of 1500 Days on Simple Living & Financial DecisionsMr. 1500 is a family guy living in Colorado with his wife and two young children. He studied biology and chemistry in college, but somehow turned into a software developer. In 2013 at the age of 39, he set a goal to build a portfolio of $1,000,000 by February 2017 - 1500 days later. He surpassed his goal and has tracked his financial journey online ever since.The original post is located here: https://www.1500days.com/why-we-sold-our-fancy-car-the-acura-nsx/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 19, 2021 • 12min
1745: Live Your Dream, Not the American Dream by Kelly Blodgett with Fiology on Pursuing Your Own Financial Path
Kelly Blodgett with Fiology encourages you to live your dream, not the American dreamEpisode 1745: Live Your Dream, Not the American Dream by Kelly Blodgett with Fiology on Pursuing Your Own Financial PathFiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI.In addition, there is original content, financial coach references, and real money stories from real people from the Financial Independence Community.The original post is located here: https://www.fiology.com/live-your-dream-not-the-american-dream/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 18, 2021 • 10min
1744: If You Are Young And Have A High Income: Treat It As A Windfall by Kevin of Financial Panther on Savings Rate
Kevin of Financial Panther tells you what to do if you're young and have a high incomeEpisode 1744: If You Are Young And Have A High Income: Treat It As A Windfall by Kevin of Financial Panther on Savings RateKevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling.The original post is located here: https://financialpanther.com/treat-high-income-as-a-windfall/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 17, 2021 • 11min
1743: 11 Practical Ways to Spend Your Money by Marc Chernoff of Marc And Angel on Spending Wisely & Debt Repayment
Marc Chernoff of Marc and Angel shares 11 practical ways to spend your moneyEpisode 1743: 11 Practical Ways to Spend Your Money by Marc Chernoff of Marc And Angel on Spending Wisely & Debt RepaymentMarc and Angel Chernoff are professional coaches, full-time students of life, admirers of the human spirit, and have been recognized by Forbes as having “one of the most popular personal development blogs.” Through their blog, book, course and coaching, they’ve spent the past decade writing about and teaching proven strategies for finding lasting happiness, success, love and peace.The site has attracted over 100 million page views and 100 thousand subscribers since its inception in 2006.Their first book, “1,000 Little Things Happy, Successful People Do Differently“ is a focused collection of short, concise tips and reflections on the little things that make a huge difference in our daily lives. It’s available online at: marcandangel.com/book and on Amazon.The original post is located here: https://www.marcandangel.com/2008/02/20/11-practical-ways-to-spend-your-money/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 16, 2021 • 13min
1742: Lessons from Millionaires by ESI of ESI Money on The Millionaire Next Door & Saving & Investing
ESI of ESI Money provides lessons from millionairesEpisode 1742: Lessons from Millionaires by ESI of ESI Money on The Millionaire Next Door & Saving & InvestingESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/lessons-from-millionaires/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 15, 2021 • 11min
1741: How to Live Life with No Regrets by FIRECracker of Millennial-Revolution on Common Regrets of the Dying
FIRECracker of Millennial Revolution tells you how to live life with no regretsEpisode 1741: How to Live Life with No Regrets by FIRECracker of Millennial-Revolution on Common Regrets of the DyingFIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.The original post is located here: https://www.millennial-revolution.com/freedom/live-life-no-regrets/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
