Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Feb 22, 2022 • 10min
1810: How Not to Invest $100,000 by Chris Reining on Long-Term Buy and Hold Investing Strategy
Chris Reining tells you how not to invest $100,000Episode 1810: How Not to Invest $100,000 by Chris Reining on Long-Term Buy and Hold Investing StrategyChris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.The original post is located here: https://chrisreining.com/invest-100000/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 21, 2022 • 10min
1809: A Different Way of Looking at Spending by J. Money of Budgets Are Sexy on Intentional Spending
J. Money of Budgets Are Sexy provides a different way of looking at spendingEpisode 1809: A Different Way of Looking at Spending by J. Money of Budgets Are Sexy on Intentional SpendingJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/supporting-vs-spending-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 20, 2022 • 10min
1808: 6 Tips for Diving into Property Investments by Elizabeth with The Budget Mom on Real Estate Investing
Elizabeth of The Budget Mom shares 6 tips for diving into property investmentsEpisode 1808: 6 Tips for Diving into Property Investments by Elizabeth with The Budget Mom on Real Estate InvestingKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/tips-for-getting-started-in-property-investment/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 19, 2022 • 10min
1807: 5 Reasons to Choose a 15-Year Mortgage by Andy Hill of Marriage Kids and Money on Home Financing Decisions
Andy Hill shares 5 reasons why you should choose a 15-year mortgageEpisode 1807: 5 Reasons to Choose a 15-Year Mortgage by Andy Hill of Marriage Kids and Money on Home Financing DecisionsAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/5-reasons-to-choose-a-15-year-mortgage Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 18, 2022 • 12min
1806: Debt Can Be A Good Thing - In Moderation by Paula Pant of Afford Anything on Building Wealth
Paula Pant of Afford Anything shares how debt can be a good thing - in moderation.Episode 1806: Debt Can Be A Good Thing - In Moderation by Paula Pant of Afford Anything on Building Wealth Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.The original post is located here: https://affordanything.com/debt-is-a-good-thing/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 17, 2022 • 10min
1805: When it Comes to Retirement Funding, We’re on Our Own by Dawn Starks of Simple Money Pro on Investing
Dawn Starks of Simple Money Pro reminds us that we're on our own when it comes to retirement fundingEpisode 1805: When it Comes to Retirement Funding, We’re on Our Own by Dawn Starks of Simple Money Pro on InvestingDawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.The original post is located here: https://simplemoneypro.com/blog/when-it-comes-to-retirement-funding-were-on-our-own/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 16, 2022 • 11min
1804: What Comes First: Saving, Investing, or Paying off Debt by Erik Carter with Financial Finesse on Money Strategies
Erik Carter with Financial Finesse tells you the order in which you should save, invest and pay off debtEpisode 1804: What Comes First: Saving, Investing, or Paying off Debt by Erik Carter with Financial Finesse on Money StrategiesAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2013/06/06/what-comes-first-saving-investing-or-paying-off-debt/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 15, 2022 • 10min
1803: Top 5 Non-Medical Factors That Affect Your Life Insurance Rates by Jeff Root with Good Financial Cents
Jeff Root of Good Financial Cents shares the top 5 non-medical factors that affect your life insurance ratesEpisode 1803: Top 5 Non-Medical Factors That Affect Your Life Insurance Rates by Jeff Root with Good Financial CentsJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/top-5-non-medical-factors-that-affect-your-life-insurance-rates/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 14, 2022 • 10min
1802: How to Stop Shopping: 8 Ideas to Save You Time and Money by Courtney Carver of Be More With Less
Courtney Carver of Be More With Less shares 8 ideas to help you save time and money when shoppingEpisode 1802: How to Stop Shopping: 8 Ideas to Save You Time and Money by Courtney Carver of Be More With LessAfter decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health.She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.The original post is located here: https://bemorewithless.com/how-to-stop-shopping/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 13, 2022 • 12min
1801: [Part 2] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing
JL Collins of shares his thoughts on social security and when to take it. This is part 2 of 2.Episode 1801: [Part 2] Social Security: How Secure and When to Take It by JL Collins on Frugality & InvestingMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original posts are located here:http://jlcollinsnh.com/2013/01/29/social-security-how-secure-and-when-to-take-it/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
