Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Jul 14, 2022 • 10min
1959: Moderate and Selective Frugality by ESI
ESI of ESI Money talks about moderate and selective frugalityEpisode 1959: Moderate and Selective Frugality by ESIESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/moderate-and-selective-frugality/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 13, 2022 • 12min
1958: Stocks - Part III: Most People Lose Money In The Market by JL Collins
JL Collins of JLCollinsNH.com shares that most people lose money in the stock market. Episode 1958: Stocks - Part III: Most People Lose Money In The Market by JL Collins on Smart Investing for Long-Term WealthMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original posts are located here:https://jlcollinsnh.com/2012/04/25/stocks-part-iii-most-people-lose-money-in-the-market/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 12, 2022 • 12min
1957: The Stock Market is Not Your Economy by Chris Odegard
Chris Odegard of The Prolific Investor reminds you that the stock market is not your economyEpisode 1957: The Stock Market is Not Your Economy by Chris OdegardChris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity.The original post is located here: https://theprolificinvestor.net/24-the-stock-market-is-not-your-economy/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 11, 2022 • 13min
1956: Why You Shouldn't Buy Target Date Funds by Wanderer
Wanderer of Millennial Revolution talks about why you shouldn't buy target date fundsEpisode 1956: Why You Shouldn't Buy Target Date Funds by WandererWanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.The original post can be seen here: https://www.millennial-revolution.com/invest/target-date-funds/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 10, 2022 • 8min
1955: First Principles Lifestyle by Colin Wright
Colin Wright of Exile Lifestyle shares his thoughts on a first principles lifestyle.Episode 1955: First Principles Lifestyle by Colin Wright of Exile Lifestyle on How To Design A Better Life for YourselfColin Wright is a professional author and international speaker who co-founded a publishing company and travels full-time, moving to a new country every four months or so–that country determined by the votes of his readers! He also blogs.Colin's a minimalist in that he owns very few things and is careful in how he consumes. He tends to buy less, but invest in quality when he does, and trends toward the same in relationships, business endeavors, and just about everything else.He's left-handed, blue-eyed, scary good at Tetris, and can't cook.The original post is located here: https://exilelifestyle.com/principles-lifestyle/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 10, 2022 • 10min
1954: [Part 2] Pay Yourself Last: Why You Don’t Need A Budget by Steven Keys
Steven Keys of Trip of a Lifestyle talks about why you don't need a budget. This is part 2 of 2.Episode 1954: [Part 2] Pay Yourself Last: Why You Don’t Need A Budget by Steven KeysSince graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos.After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better.The original post is located here: https://www.tripofalifestyle.com/money/you-dont-need-a-budget/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 9, 2022 • 10min
1953: [Part 1] Pay Yourself Last: Why You Don’t Need A Budget by Steven Keys
Steven Keys of Trip of a Lifestyle talks about why you don't need a budget. This is part 1 of 2.Episode 1953: [Part 1] Pay Yourself Last: Why You Don’t Need A Budget by Steven KeysSince graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos.After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better.The original post is located here: https://www.tripofalifestyle.com/money/you-dont-need-a-budget/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 8, 2022 • 10min
1952: Alternatives to Loans: 5 Things to Do Instead of Borrowing Money by Jackie Beck
Jackie Beck shares 5 things you can do instead of borrowing moneyEpisode 1952: Alternatives to Loans: 5 Things to Do Instead of Borrowing Money by Jackie BeckJackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.The original post is located here: https://www.jackiebeck.com/alternatives-to-loans-5-options/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 7, 2022 • 12min
1951: Habits That Made Us Millionaires in Less Than 10 Years by Christina Browning
Christina Browning of Our Rich Journey shares habits that make millionaires in less than 10 yearsEpisode 1951: Habits That Made Us Millionaires in Less Than 10 Years by Christina BrowningAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/post/habits-that-made-us-millionaires-in-less-than-ten-years Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 6, 2022 • 11min
1950: Why You Shouldn't Pay Off Your Mortgage Early by Jen Hayes on How Quickly to Pay Off Your House
Jen Hayes talks about why you shouldn't pay off your mortgage earlyEpisode 1950: Why You Shouldn't Pay Off Your Mortgage Early by Jen Hayes on How Quickly to Pay Off Your HouseA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/why-you-shouldnt-pay-off-your-mortgage-early/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
