

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Nov 20, 2022 • 11min
2107: How to Avoid Sabotaging Yourself (To Be Accepted) by Beth Wittig Clayton
Beth Wittig Clayton with Mark Fisher Fitness helps you to stop sabotaging yourselfEpisode 2107: How to Avoid Sabotaging Yourself (To Be Accepted) by Beth Wittig ClaytonMark Fisher Fitness helps people who hate gyms find a fitness home they actually love. They offer classes, semi-private training, and six week transformation programs. Whether you've tried everything and never found a love match, or never even been to a gym at all, look no further.The original post is located here: https://markfisherfitness.com/how-to-avoid-sabotaging-yourself-to-be-accepted/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 20, 2022 • 10min
2106: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining
Chris Reining shares where to invest after maxing out retirement accounts.Episode 2106: Where Do I Invest After Maxing Out Retirement Accounts? by Chris ReiningChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 19, 2022 • 10min
2105: Should You Do a HELOC or a Second Mortgage? By Miranda Marquit
Miranda Marquit of Good Financial Cents compares a HELOC to a second mortgageEpisode 2105: Should You Do a HELOC or a Second Mortgage? By Miranda MarquitJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/should-you-do-a-heloc-or-a-second-mortgage/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 18, 2022 • 10min
2104: [Part 2] FIRE Tax Strategies For Beginners by Sean Mullaney
Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 2 of 2.Episode 2104: [Part 2] FIRE Tax Strategies For Beginners by Sean MullaneySean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning.Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice.Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning. The original post is located here: https://fitaxguy.com/top-four-tax-moves-for-financial-independence-beginners/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 17, 2022 • 11min
2103: [Part 1] FIRE Tax Strategies For Beginners by Sean Mullaney
Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 1 of 2.Episode 2103: [Part 1] FIRE Tax Strategies For Beginners by Sean MullaneySean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning.Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice.Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning. The original post is located here: https://fitaxguy.com/top-four-tax-moves-for-financial-independence-beginners/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 16, 2022 • 11min
2102: What Is An HSA & Why Your Family Needs One by Andy Hill
Andy Hill of Marriage Kids And Money talks about the value of HSAsEpisode 2102: What Is An HSA & Why Your Family Needs One by Andy HillAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/protect-your-health-and-wealth-with-an-hsa Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 15, 2022 • 8min
2101: You Can Be Frugal and Shop Gourmet by Helene Massicotte
Helene Massicotte of Free To Pursue talks about how you can be frugal and still shop gourmetEpisode 2101: You Can Be Frugal and Shop Gourmet by Helene MassicotteHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here: http://www.freetopursue.com/blog/frugal-gourmet Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 14, 2022 • 13min
2100: What a 4-Year-Old Taught Me About Dreams and Money by Nick True
Nick True of Mapped Out Money shares what a 4 year old taught him about dreams and money.Episode 2100: What a 4-Year-Old Taught Me About Dreams and Money by Nick TrueNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/what-a-4yr-old-taught-me-about-dreams/Ladder is 100% digital – no doctors, no needles, no paperwork – when you apply for $3 million in coverage or less. Go to LadderLife.com/OFD to see if you’re instantly approved. Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 13, 2022 • 10min
2099: Self-Discovery Is a Kind of Self-Respect by Vironika Tugaleva
Vironika Tugaleva on self-discovery being a kind of self-respect.Episode 2099: Self-Discovery Is a Kind of Self-Respect by Vironika TugalevaVironika Tugaleva was born in Donetsk, Ukraine in 1988. Her early years as a misfit began her painful struggle with mental health. As she struggled with self-acceptance, anxiety, and identity, Vironika found solace in words and music. Her first book, The Love Mindset, won the Readers' Favorite silver medal for Best Self-Help book of 2013. Driven by an urge to spread light in the world, Vironika began to do life coaching, speaking, and writing in the personal growth field. In 2014, Vironika sold her things, left Toronto, and became a digital nomad. She launched her 2nd book in 2017, The Art of Talking to Yourself. Currently, Vironika is working on a poetry book, writing and performing spoken word, and planning arts-related events.The original post is located here: https://www.vironika.org/self-discovery-self-respect/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 13, 2022 • 11min
2098: Is There Value in Buying an Extended Warranty? By Laurie Sepulveda
Laurie Sepulveda of Women Who Money discusses whether or not there's value in buying an extended warrantyEpisode 2098: Is There Value in Buying an Extended Warranty? By Laurie SepulvedaThe co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.They enjoy collaborating on original content and sharing great articles written by and for women.The original post is located here: https://womenwhomoney.com/extended-warranty-value-worth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


