

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Jan 3, 2023 • 9min
2157: What Happens if I Die Without Creating a Will by Vicki Cook and Amy Blacklock
Amy Blacklock and Vicki Cook of Women Who Money talk about what happens if you die without creating a willEpisode 2157: What Happens if I Die Without Creating a Will by Vicki Cook and Amy BlacklockThe co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.They enjoy collaborating on original content and sharing great articles written by and for women.The original post is located here: https://womenwhomoney.com/die-without-creating-will/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 2, 2023 • 11min
2156: Building The Perfect Portfolio Allocation - 5 Models to Follow by Robert Farrington
Robert Farrington of The College Investor helps you build the perfect portfolio allocationEpisode 2156: Building The Perfect Portfolio Allocation - 5 Models to Follow by Robert FarringtonRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/10973/building-perfect-portfolio-allocation-5-models-follow/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 1, 2023 • 9min
2155: Listen and Learn From Successful Athletes by Ross Enamait of Ross Training
Ross Enamait of Ross Training shares his thoughts on listening and learning from successful athletes. Episode 2155: Listen and Learn From Successful Athletes by Ross Enamait of Ross TrainingFounded by Ross Enamait, RossTraining.com is dedicated to excellence and innovations in high performance conditioning, strength, and athletic development. His goal with the site is to provide a content-rich resource to assist with your development. As a long time trainer and boxing coach, Ross has dedicated his life to the development and improvement of athletes. He has been in business for over 15 years and has helped numerous athletes succeed at the world class level. It is his career and obsession.The original post is located here: http://rosstraining.com/blog/2015/07/20/listen-and-learn-from-successful-athletes/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 1, 2023 • 11min
2154: Extreme Early Retirement vs. Friends and Relatives by Jacob Lund Fisker
Jacob Lund Fisker of Early Retirement Extreme shares extreme early retirement vs. friends and relatives.Episode 2154: Extreme Early Retirement vs. Friends and Relatives by Jacob Lund FiskerJacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.The original post is located here: http://earlyretirementextreme.com/extreme-early-retirement-vs-friends-and-relatives.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 31, 2022 • 9min
2153: [Part 2] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick
Darrow Kirkpatrick of Can I Retire Yet shares how to deal with uncertainty in retirement calculations. This is part 2 of 2.Episode 2153: [Part 2] Dealing with Uncertainty in Retirement Calculations by Darrow KirkpatrickDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/dealing-with-uncertainty-in-retirement-calculations/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 30, 2022 • 12min
2152: [Part 1] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick
Darrow Kirkpatrick of Can I Retire Yet shares how to deal with uncertainty in retirement calculations. This is part 1 of 2.Episode 2152: [Part 1] Dealing with Uncertainty in Retirement Calculations by Darrow KirkpatrickDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/dealing-with-uncertainty-in-retirement-calculations/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 29, 2022 • 11min
2151: Reasons to Stay Away From a Roth IRA by Scott Spann
Scott Spann with Financial Finesse shares reasons to stay away from a Roth IRAEpisode 2151: Reasons to Stay Away From a Roth IRA by Scott SpannAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2013/07/01/reasons-to-stay-away-from-a-roth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 28, 2022 • 10min
2150: 5 Personal Finance Myths That Could Ruin Your Retirement by Kalen Bruce
Kalen Bruce of Money Mini Blog shares 5 personal finance myths that could ruin your retirementEpisode 2150: 5 Personal Finance Myths That Could Ruin Your Retirement by Kalen BruceKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: https://moneyminiblog.com/investing/personal-finance-retirement-myths/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 27, 2022 • 9min
2149: 7 Money Saving Techniques For Couples by Jen Hayes
Jen Hayes shares 7 money-saving techniques for couplesEpisode 2149: 7 Money Saving Techniques For Couples by Jen HayesA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/7-money-saving-techniques-couples/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 26, 2022 • 13min
2148: The Triumph of Logos by Nick Maggiulli
Nick Maggiulli talks about the triumph of logosEpisode 2148: The Triumph of Logos by Nick MaggiulliThe goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:-What to expect from financial markets-How to think about risk-How to time investment purchases-How to find good information and ignore bad information-How to organize and manage your finances-The best ways to increase your long-term wealthAnd much, much more.Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog.The original post is located here: https://ofdollarsanddata.com/the-triumph-of-logos/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


