Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Feb 7, 2023 • 10min
2197: How to Prepare for Buying a Home by Jim Wang
Jim Wang with Get Rich Slowly helps you prepare for buying a homeEpisode 2197: How to Prepare for Buying a Home by Jim WangJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/how-to-prepare-for-buying-a-home/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 6, 2023 • 12min
2196: Older and Don’t Have a Retirement Plan? Do This by Christina Browning
Christina Browning of Our Rich Journey talks about what to do if you're older and don't have a retirement planEpisode 2196: Older and Don’t Have a Retirement Plan? Do This by Christina BrowningAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/post/older-and-dont-have-a-retirement-plan-do-this Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 5, 2023 • 9min
2195: How to Wait Less by Leo Babauta
Leo Babauta of Zen Habits shares how to wait less.Episode 2195: How to Wait Less by Leo BabautaLeo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It's about clearing the clutter so we can focus on what's important, create something amazing, find happiness.The original post is located here: http://zenhabits.net/wait Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 5, 2023 • 10min
2194: Buy Your Freedom; Rent the Rest by FIRECracker
FIRECracker with JLCollinsNH.com shares why you should buy your freedom and rent the rest.Episode 2194: Buy Your Freedom; Rent the Rest by FIRECrackerMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original post is located here:https://jlcollinsnh.com/2016/10/21/buy-your-freedom-rent-the-rest/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 4, 2023 • 10min
2193: What To Do When You Can’t Pay Your Bills by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents tells you what to do when you can't pay your billsEpisode 2193: What To Do When You Can’t Pay Your Bills by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2016/02/what-to-do-when-you-cant-pay-your-bills.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 3, 2023 • 9min
2192: [Part 2] How to Pay Off Student Loans Fast On Your Path to FIRE by Scott Rieckens
Scott Rieckens of Playing With Fire talks about how to pay off your student loans quickly. This is part 2 of 2.Episode 2192: [Part 2] How to Pay Off Student Loans Fast On Your Path to FIRE by Scott RieckensA successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed his life. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (Financial Independence Retire Early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing money can’t buy: a simpler — and happier — life. The original post is located here: https://www.playingwithfire.co/blog/how-to-pay-off-student-loans-fast-fire Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 2, 2023 • 11min
2191: [Part 1] How to Pay Off Student Loans Fast On Your Path to FIRE by Scott Rieckens
Scott Rieckens of Playing With Fire talks about how to pay off your student loans quickly. This is part 1 of 2.Episode 2191: [Part 1] How to Pay Off Student Loans Fast On Your Path to FIRE by Scott RieckensA successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed his life. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (Financial Independence Retire Early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing money can’t buy: a simpler — and happier — life. The original post is located here: https://www.playingwithfire.co/blog/how-to-pay-off-student-loans-fast-fire Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 1, 2023 • 11min
2190: How to Withdraw Money From Your IRA Penalty Free by Jeff Rose
Jeff Rose shares how to withdraw money from your IRA without penaltyEpisode 2190: How to Withdraw Money From Your IRA Penalty Free by Jeff RoseJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/how-to-tap-your-ira-with-no-penalty/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 31, 2023 • 10min
2189: Why Lifestyle Inflation is Harmful and How to Avoid it by Mr. Finer
Mr. Finer talks about the dangers of lifestyle inflationEpisode 2189: Why Lifestyle Inflation is Harmful and How to Avoid it by Mr. FinerMr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey.The original posts are located here: https://mrfiner.com/why-lifestyle-inflation-is-harmful-and-how-to-avoid-it/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 30, 2023 • 13min
2188: Big-Ticket Items: What Should You Consider? by Kristoffer Notario
Kristoffer Notario of Rat Race Running talks about which big-ticket items to considerEpisode 2188: Big-Ticket Items: What Should You Consider? by Kristoffer NotarioKristoffer is an electronics engineer by profession, a teacher by vocation, and a writer by mission. He used to work in a Fortune Global 500 company in the Philippines, but it didn’t take long before he realized that life in a corporate setup is like running a race you can’t win — a rat race. He finally escaped the corporate rat race in 2019 to pursue a different calling in the academic field. He envisions that his actions today will serve as a stepping stone toward obtaining more freedom in the future. He’s now a freelance writer, busy finding ways to reach out to more people toward intentional living.The original post is located here: https://ratracerunning.com/big-ticket-items-what-should-you-consider/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
