Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Jun 23, 2023 • 12min
2352: [Part 2] Individual Stocks vs. Index Funds – Why I Choose Both by Craig Stephens of Retire Before Dad
Craig Stephens of Retire Before Dad compares stocks and index funds. This is part 2 of 2.Episode 2352: [Part 2] Individual Stocks vs. Index Funds – Why I Choose Both by Craig Stephens of Retire Before DadCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/individual-stocks-vs-index-funds/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 22, 2023 • 11min
2351: [Part 1] Individual Stocks vs. Index Funds – Why I Choose Both by Craig Stephens of Retire Before Dad
Craig Stephens of Retire Before Dad compares stocks and index funds. This is part 1 of 2.Episode 2351: [Part 1] Individual Stocks vs. Index Funds – Why I Choose Both by Craig Stephens of Retire Before DadCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/individual-stocks-vs-index-funds/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 21, 2023 • 10min
2350: Mortgage Prepayment Made Easy: Own Your Home in Half the Time by JD Roth of Get Rich Slowly
J.D. Roth of Get Rich Slowly helps you pay your mortgage off in half the timeEpisode 2350: Mortgage Prepayment Made Easy: Own Your Home in Half the Time by JD Roth of Get Rich SlowlyJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/mortgage-prepayment-made-easy-own-your-home-in-half-the-time/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 20, 2023 • 11min
2349: Dealing With Credit Card Debt When You’re in Over Your Head by Kumiko of The Budget Mom
Kumiko of The Budget Mom helps you deal with credit card debtEpisode 2349: Dealing With Credit Card Debt When You’re in Over Your Head by Kumiko of The Budget MomKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/dealing-with-credit-card-debt-when-youre-in-over-your-head/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 19, 2023 • 12min
2348: MONDAY MASTERY - Investment Options For the Soon-to-Be-Retired by Greg Ward with Financial Finesse
Greg Ward with Financial Finesse discusses investment options for those on the brink of retirementEpisode 2348: MONDAY MASTERY - Investment Options For the Soon-to-Be-Retired by Greg Ward with Financial FinesseAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2013/08/21/investment-options-for-the-soon-to-be-retired/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 18, 2023 • 11min
2347: Hyperflexibility and Joint Pain by Rachel Trotta on Fixing Muscular Imbalance
Rachel Trotta shares her thoughts on hyperflexibility and joint pain. Episode 2347: Hyperflexibility and Joint Pain by Rachel Trotta on Fixing Muscular Imbalance Rachel Trotta is a certified personal trainer, fitness nutritionalist, and health writer living in Red Bank, New Jersey, and helping clients all over the world. She loves helping women transform their habits and their relationships to themselves, to help them achieve long-lasting results. The original post is located here: https://www.racheltrotta.com/fitness/hyperflexibility-joint-pain/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 18, 2023 • 12min
2346: Is Value Investing Dead by Vitaliy Katsenelson of Contrarian Edge on Growth Stocks & FANG
Vitaliy Katsenelson of Contrarian Edge asks if value investing is dead.Episode 2346: Is Value Investing Dead by Vitaliy Katsenelson of Contrarian Edge on Growth Stocks & FANGVitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages.The original post is located here: https://contrarianedge.com/is-value-investing-dead/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 17, 2023 • 11min
2345: How To Stretch Out an IRA For Your Beneficiaries by Jeff Rose of Good Financial Cents
Jeff Rose tells you how to stretch out an IRA for your beneficiariesEpisode 2345: How To Stretch Out an IRA For Your Beneficiaries by Jeff Rose of Good Financial CentsJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/stretch-inherited-ira-for-beneficiaries/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 16, 2023 • 12min
2344: What is a Roth Conversion? Would Doing Conversions Benefit You? by Kathleen Coxwell of New Retirement
Kathleen Coxwell of NewRetirement talks about Roth conversionEpisode 2344: What is a Roth Conversion? Would Doing Conversions Benefit You? by Kathleen Coxwell of New RetirementNewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time.The original post is located here: https://www.newretirement.com/retirement/the-grapes-of-roth-conversion-a-fruitful-strategy-for-retirement-wealth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 15, 2023 • 10min
2343: Do You Work For Money, or Does Money Work For You? by Mr. Finer on Investing vs. Overwork
Mr. Finer asks about your relationship with moneyEpisode 2343: Do You Work For Money, or Does Money Work For You? by Mr. Finer on Investing vs. OverworkMr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey.The original posts are located here: https://mrfiner.com/do-you-work-for-money-or-does-your-money-work-for-you/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
