

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Sep 17, 2023 • 10min
2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes
Jen Hayes tells us of five crucial ways that Dave Ramsey is right about money.Episode 2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen HayesA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/5-crucial-ways-dave-ramsey-is-right-about-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 17, 2023 • 8min
2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding Children
Julie Morgenstern teaches parents how to eliminate guilt about working too much.Episode 2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding ChildrenJulie Morgenstern is an organizing & productivity consultant, New York Times best-selling author, and speaker. For over 30 years, Julie has been teaching people all around the world and at all stages of life how to overcome disorganization to achieve their goals. Her mission is to free each individual to make their unique contribution to the world - by helping them design their own systems for managing time and space that feel natural and are easy to maintain. This Inside Out approach to organizing everything gives readers, listeners, and clients the energy and knowledge they need to get (and stay) organized.The original post is located here:https://www.juliemorgenstern.com/tips-tools-blog/2020/1/30/how-to-eliminate-working-mom-guilt Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 16, 2023 • 9min
2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money
Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 2 of 2.Episode 2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and MoneyAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 15, 2023 • 9min
2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money
Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 1 of 2.Episode 2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and MoneyAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 14, 2023 • 9min
2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt
Courtney Luke tells you why you need a debt management planEpisode 2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your DebtArrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. There are three main areas of focus for Arrest Your Debt: 1. To provide trustworthy personal finance information to first responders. 2. To help first responders take control of their money and get out of debt. And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve. Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA TodayThe original post is located here: https://arrestyourdebt.com/you-need-a-debt-management-plan/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 13, 2023 • 11min
2446: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Making Smart Money Decisions
Kelley Long with Financial Finesse talks about how much money you could lose by trying to be perfectEpisode 2446: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Making Smart Money DecisionsAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2017/12/06/your-obsession-with-being-perfect-could-cost-you-six-figures/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 12, 2023 • 11min
2445: The 800 Credit Score Club: 4 Tricks to Quickly Increase Your FICO Score by Marcus Garrett with Jackie Beck
Marcus Garrett with Jackie Beck shares how to get your credit score to 800Episode 2445: The 800 Credit Score Club: 4 Tricks to Quickly Increase Your FICO Score by Marcus Garrett with Jackie BeckJackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.The original post is located here: https://www.jackiebeck.com/800-credit-score-club/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 11, 2023 • 11min
2444: Saving in Retirement: What You Should Do Now AND Starting a Roth IRA For a Teen by Ryan Larson of First Line Fin
Ryan Larson of First Line Fin shares two short posts about saving in retirement and starting a Roth IRA for a teenEpisode 2444: Saving in Retirement: What You Should Do Now AND Starting a Roth IRA For a Teen by Ryan Larson of First Line FinRyan Larson is the principal Investment Advisor Representative and Founder of FirstLine Financial, LLC located in Scottsdale, Arizona. Ryan recognizes the importance of growing and preserving the assets accumulated for retirement and the need for reallocating those assets in transition from the working years to the retirement years. Focused on the unique needs of retirees and transitioning Boomers, Ryan employs a host of time-tested strategies utilizing both securities and insurance offerings. Ryan’s personal mission is to protect one’s life savings from unnecessary risks from market fluctuations and avoid fees and when ever possible, create tax efficiencies.The original content is located here: https://firstlinefin.com/saving-in-retirement-what-you-should-do-now/ & https://firstlinefin.com/starting-a-roth-ira-for-a-teen/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 10, 2023 • 10min
2443: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexy
Brad of Budgets Are Sexy shares financial advice from the in-flight safety handbook.Episode 2443: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/financial-advice-from-the-in-flight-safety-handbook/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 10, 2023 • 11min
2442: Avoiding Fitness Information Overload by Rachel Trotta on How to Create Sustainable Health Habits
Rachel Trotta shares how to avoid fitness information overload.Episode 2442: Avoiding Fitness Information Overload by Rachel Trotta on How to Create Sustainable Health HabitsRachel Trotta is a certified personal trainer, fitness nutritionalist, and health writer living in Red Bank, New Jersey, and helping clients all over the world. She loves helping women transform their habits and their relationships to themselves, to help them achieve long-lasting results.The original post is located here: http://racheltrotta.com/making-the-changes-that-matter/avoiding-fitness-information-overload/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


